Page 17 - 2013 Allied Printing Benefits & Notices

Allied Printing Co., Inc. 2013

LTD Benefits
Class I Value Plan

(All Full-Time Employees)
Maximum Monthly Benefit $3,000

Minimum Monthly Benefit $50

Social Security Integration Primary & Family

Elimination Period 90 days

Accumulation of Elimination Period 2x Elimination Period

Maximum Benefit Period Later of age 65 or SSNRA

Pre-existing Condition Exclusion 3 / 12

Special Illness/Injury Limits
Mental/Nervous & Substance Abuse 24 months
Other Limits (Specified Illnesses) 24 months

Premium Contributions Non-Contributory
Definition of Disability
Own Occupation Coverage Period
Following Own Occ Period
Zero Day Residual 24 months
Return to Work Incentive Any Gainful Employment
Partial Disability Formula Included
- Income Test first 24 months
- Income test after 24 months

Additional Features $5,000
PIB Maximum Included
Reasonable Accommodations Mandatory
Vocational Rehabilitation 3 Months
Survivor Income Benefit Included
Subrogation/Third Party Reimburse Not Included
Conversion Option Not Included
Spouse Disability Not Included
Maximum Period
Retirement Income Protection Not Included
Medical Premium Benefit Not Included
Maximum Period Not Included
Family Care Not Included
Maximum Period Not Included
Prior Insurance Credit
Included

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