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CHANGES TO THIS NOTICE

The Plan reserves the right to change this Notice. We reserve the right to make the revised or changed
Notice effective for health information we already have about you as well as any information we receive in
the future.

CONTACT THE PRIVACY OFFICAL FOR MORE INFORMATION

If you have any questions regarding this Notice or you wish to exercise any of your rights described
in this Notice, you may contact the Plan’s Privacy Official:

Name of Entity/Sender: HarborLight Credit Union
Contact—Position/Office: President/CEO
2151 Cogswell Drive
Address: Whitehall, MI 49461
City, State, Zip Code:

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