Page 2 - 2013 ABC FCU Benefits & Notices (DEMO)

ABC FCU 2013

Table of Contents



























Information about Medicare

If you have Medicare or will become eligible for Medicare within the next 12 months, a new Federal law
gives you more choices about your prescription drug coverage. Please see pages 10-11 for details.

Important Note

This Benefits Enrollment Guide is only a brief summary of your benefits. It is not intended to provide a complete description of each plan.
Please refer to the Summary Plan Description and any other official documents for complete information about each benefit. We have tried to
ensure its accuracy but if there is any discrepancy between the benefits discussed in the guide and the official plan documents, the official plan
documents will rule. The company reserves the right to amend or terminate the Plan at any time and for any reason. The information in the
guide and accompanying materials applies to the MNFCU Employee Benefit Plan, Plan Number 501, and meets the requirements for a
Summary of Material Modification as required by the Employee Retirement Income Security Act (ERISA).

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