Page 6 - Newsletter (Civic design)

To Do More Than Expected

7 Steps for Making your New Year’s

Resolutions Stick!

H 1. Dream big. Audacious goals are compelling. An ambi-

tious aim often inspires others around you. Many will
R cheer you on.
2. Break big dreams into small-enough steps. Now think
tiny. Small steps move you forward to your ultimate goal.
Look for surefire bets.
3. Understand why you shouldn't make a change. That's right. Until you grasp why
you're sticking like a burr to old habits and routines, it may be hard to muster enough

C energy and will to take a hard left toward change.
4. Commit yourself. Make yourself accountable through a written or verbal promise to

people you don't want to let down. That will encourage you to power through tough
O spots.
5. Give yourself a medal. Don't wait to call yourself a winner until you've pounded
through the last mile of your big dream marathon or lost every unwanted ounce.

R Health changes are often incremental.
6. Learn from the past. Any time you fail to make a change, consider it a step toward

your goal. Why? Because each sincere attempt represents a lesson learned. When you
N hit a snag, take a moment to think about what did and didn't work.
7. Give thanks for what you do. Forget perfection. Set your sights on finishing that

E Protect Your Identity and Discover the

If phrases like identity theft and data breach fill you with an anxiety you might
R want to consider something called a credit freeze. A credit freeze, sometimes referred While it is not the answer to all your problems, it may give you the peace of mind to

to as a security freeze, is a free tool that helps you restrict access to your credit report.
sleep soundly at night.
How does this help you? It works like this:
If you are interested in learning more, you can visit the Federal Trade Commission at the
• When someone tries to apply for a new credit line most creditors will need to review
following link:
your credit report before it can be approved.

• If the creditor cannot pull your credit report, due to a credit freeze in place, they will https://www.consumer.ftc.gov/articles/0497