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Cover Story: Ged Lawyers: Helping Providers Recover

Millions of Dollars Owed in Property Damage Claims

Continued from page 1
a condominium with an older roof,” says Marius J. Ged, one of the partners with Ged “They don't moonlight in personal injury. They don't moonlight in divorce,” he
Lawyers. “Even though it was insured, the property owners received a flat out denial says. “They handle property damage claims all day, every day.”
on the claim. We hired engineers and roofing experts to inspect the property and we First, it’s essential to know what your policy covers and what it doesn’t. Since Ged
recently settled the case for $1.2 million.” Lawyers’ disaster recovery attorneys understand insurance policy language, they can
The big misconception among property owners is that the insurance company's help you determine whether your claim is covered under your existing policy. If it is,
going to pay them properly and adjust the claim properly—which they never do, they can intervene on your behalf and force the carrier to hold up their end of the bar-
according to Ged. He notes that some of the reasons why claims would be denied gain and honor the policy they issued.
would be lack of proper documentation and not bringing in the right experts to If they take on your property damage case, the team at Ged Lawyers will then hire
inspect the property. loss consultants who will help the law firm document the damages.
“It's your duty to prove your damages as the insured to your insurance carrier,” he “In a commercial setting, they're general contractors by trade,” says Ged. “They use
says. “The carrier just sends out an adjuster to look at the claim for you; but they're specific software called Xactimate and they go through every nook and cranny of a
not proving the damages for you. In the case of a hospital or a medical practice, the building, literally in the granular detail, and they document the damages for us, which
experts that are really important for you would be window experts and roof experts.” is used to defend the claim to show the insurance company that they're wrong.”
At Ged Lawyers, there is an entire division who solely handle property damage, The law firm will also hire structural engineers and roofing experts, if necessary.
that's all they do every single day, according to Ged. "The big money is in the roof and the windows, and unless you're a trained expert,
you'll never know the issues there,” says Ged. “For
example, there's argon gas in the windows along with
different seals and mechanical components that may be
compromised. This is something that most people, who
are not window experts, would never understand.”
When it comes time to seek out a law firm to help
with property damage, Ged says there are three criteria
to determine whom to hire: experience, number of
claims, and longevity.
“Our firm has been doing this for more than 25 years,
representing people against insurance companies,” says
Ged. “We've handled, by way of example, over 2,000
clients after Hurricane Sandy; and thousands more after
Hurricane Irma and Hurricane Michael. And again, our
property damage division exclusively handles these
types of claims.”

For more information,
visit www.gedlawyers.com.

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8 March 2020 southfloridahospitalnews.com South Florida Hospital News