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Are You Exposed? Protect Yourself

                                                                                         from Pitfalls Before Providing

                                                                                                   Telehealth Services



                                                                                           BY VANESSA ORR

                                                                                    Before the pandemic, telehealth was
                                                                                  gaining ground among users who liked
                                                                                  the idea of  using technology to meet
                                                                                  medical needs. But now it’s become even
                                                                                  more important as people are foregoing
                                                                                  physician and hospital visits while shel-
                                                                                  tering at home.
                                                                                    “While telehealth has been around for
                                                                                  many years, its use has increased multi-
                                                                                  ple folds—roughly 8,000 percent since
                                                                                  the pandemic started,” said Medical
                                                                                  Malpractice and Workers Compensation
                                                                                  Specialist Tom Murphy at Danna-Gracey,          Tom Murphy
                                                                                  the largest independent medical mal-  are estimated to have increased 350 per-
                                                                                  practice insurance agency in Florida.    cent since the pandemic began.
                                                                                    “Telehealth was already used by hospi-  On the physician side, doctors are con-
                                                                                  tals because it simplifies access to care,   cerned with the uncertainty of reimburse-
                                                                                  especially in areas with shortages of   ment. “Right now, the federal government
                                                                                  physicians,” he continued, noting that   has lessened the guidelines for state
                                                                                  the terms telehealth and telemedicine   licensing so that patients can get easier
                                                                                  are often used interchangeably though   access to care,” he explained, noting that
                                                                                  they are not the same thing. While   mid-level practitioners such as nurse prac-
                                                                                  telemedicine is generally considered the   titioners and physician assistants can now
                                                                                  act of a healthcare provider connecting   provide this form of care without the over-
                                                                                  with a patient directly through a phone   sight of a physician in many states.
                                                                                  or computer, telehealth is the umbrella   “While this is a temporary relaxation of
                                                                                  term that includes using the Internet to   guidelines, the medical community and
                                                                                  answer health questions or to order pre-  the government need to figure this out for
                                                                                  scriptions, or to access any form of   the long-term,” he continued. “How will
                                                                                  healthcare remotely by means of     physicians ultimately be reimbursed for
                                                                                  telecommunications technology.      telehealth?”
                                                                                    While this foray into telehealth has a
                                                                                  lot of benefits, it also has drawbacks, espe-  Protect Yourself
                                                                                  cially for care providers.            With the risks of telehealth so high, it’s
                                                                                    Among its advantages are the fact that   important that healthcare practitioners
                                                                                  it provides more access to care, and   protect themselves.
                                                                                  enables providers to reach a much     “As cyber security professionals like to
                                                                                  broader range of patients. It also enables   say, ‘If you’re 99 percent protected, you are
                                                                                  those who are uncomfortable with visit-  100 percent exposed,’” said Murphy, who
                                                                                  ing medical facilities or physicians dur-  suggests  joining  the  American
                                                                                  ing the pandemic with a way to see   Telemedicine Association to take advan-
                                                                                  providers via phone or video.       tage of its vast resources for physicians
                                                                                    “Even prior to the pandemic, tele-  and other medical providers.
                                                                                  health provided a safety net for people   “Check with your malpractice insurer
                                                                                  with chronic medical conditions who   to make sure that you have coverage,” he
                                                                                  needed to talk to care providers about   continued, adding that some carriers are
                                                                                  issues with blood pressure, blood sugar,   regional and cannot offer coverage in cer-
                                                                                  diabetes, heart problems, pulmonary   tain states. “Certain carriers are more
                                                                                  issues and more,” said Murphy. “It also   stringent than others, and you may need
                                                                                  helps reduce risks with other medical   to be licensed in the state where you’re
                                                                                  conditions; if a person has an injury or   offering telemedicine services; for exam-
                                                                                  cut, the physician can see it on video and   ple, if you’re in Florida talking to a patient
                                                                                  prescribe medication as needed to pre-  in California, you need to be licensed in
                                                                                  vent further injury.”               that state.”
                                                                                    There are limitations with telehealth,   Some insurance companies provide
                                                                                  however, including the potential for mis-  their own telehealth recommendations or
                                                                                  diagnosis. “If somebody complains of   guidelines, and the federal government
                                                                                  breathing or heart issues, or side or   also offers a COVID-19 telehealth pro-
                                                                                  abdominal pain, it’s very tricky to create   gram that not only provides information,
                                                                                  a diagnosis over the phone, which can   but may include monetary assistance to
                                                                                  potentially lead to malpractice suits,”   upgrade telecommunications.
                                                                                  said Murphy.                          “No matter what platform you’re using,
                                                                                    Telehealth may also decrease access to   you have to make sure that it is secure and
                                                                                  care for patients who usually visit the ER   HIPAA-compliant,” Murphy said. He also
                                                                                  because they do not have a family doc-  advises training staff and employees on
                                                                                  tor. “Underprivileged people may have   how to deal with patients remotely and
                                                                                  less access to telemedicine because they   how to protect patient information.
                                                                                  don’t have actual physicians,” Murphy   “Even as people rush into telehealth, it
                                                                                  explained.                          is incumbent on those who advise physi-
                                                                                    The risk of cyber-liability has also   cians, and the medical providers them-
                                                                                  increased with patients and medical   selves, to slow down and think about all of
                                                                                  providers talking over unsecure lines.   these issues before jumping in,” he said.
                                                                                  “This raises privacy issues, and HIPAA
                                                                                  violations are of major concern when       For more information, contact Tom
                                                                                  doing things remotely,” said Murphy. He   Murphy or Matt Gracey at (800) 966-2120
                                                                                  added that ransomware issues have             or visit www.dannagracey.com.
                                                                                  increased, as have phishing scams, which


         4                         September 2020                                                       southfloridahospitalnews.com                                                                       South Florida Hospital News
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