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Back Cover Story: Kairos: Offering Specialized Insurance for Cannabis Companies

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to finished product. There are different levels of coverage available that can be adjust- Westerbur, who moved back to South Florida nearly 18 months ago, was raised in
ed to meet your needs. the insurance agency, working at her mother’s agency in Boca Raton, Florida, as a
It’s also important to use a cannabis-specific carrier for product liability. Product teenager before starting her own agency. Today, she is licensed for cannabis insurance
liability insurance is available for both THC products as well as CBD and hemp prod- in eight states.
ucts. This provides coverage for those consumers who have experienced unintended Westerbur's lengthy experience with insurance for the cannabis industry gives her
side effects and wish to take this up with the company. This insurance covers edible an advantage over the competition. As a result, she can often go above and beyond
marijuana products, marijuana dispensing, tinctures, and more. to secure policies for clients in a space where it is difficult to obtain the necessary
The mission of the company is to provide comprehensive insurance coverage and insurance to operate.
superior service to members of the cannabis community. As an independent agency “As an independent broker, I'm licensed with all the major carriers, so that means
with access to many carriers, Kairos Insurance Group’s Cannabis Division can design I'm not held captive. I can shop for the best rates and find the best solution for
a plan that fits any company’s needs. Their goal is simple, she notes—to provide the clients,” she says. “We also understand the challenges that cannabis business owners
best available coverage at the lowest cost so that companies can reinvest the savings face and specialize in solving those problems.”
in their business. Her agency also has experience working with medical dispensaries, hemp farms,
Westerbur is no stranger to the world of cannabis. A South Florida native, she got CBD stores, and vertically integrated cannabis businesses. In addition, they have
her start in the cannabis industry in Colorado when recreational cannabis was legal- experience providing payroll solutions to cannabis businesses with or without bank-
ized. She quickly identified a need within the industry for experienced insurance pro- ing services.
fessionals. “Our agents have years of experience working in the cannabis space and will make
“At that time, medical carriers would not accept cannabis companies,” she says. sure you have the best protection available for your business,” she says.
“We had to fight to get clients covered and get creative to take care of them. Now, it's
a little bit easier with medical cannabis companies, but we still have an issue with dis- For more information, visit cannainsurancepro.com or call (719) 331-1832.
ability insurance.”

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30 August 2021 cannabisnewsflorida.com Cannabis News Florida