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JEFFERSON INSURANCE COMPANY
(A STOCK COMPANY)

GENERAL CONDITIONS

ABOUT THIS POLICY
This policy is our contract with you. Please read it carefully. If you have any questions, we are available 24 hours
a day, 365 days a year. Just visit us online or give us a call using the contact information listed in your Coverage
Summary. Additionally, if your travel arrangements change, please be sure to let us know so we can make any
necessary updates to your policy.

This policy has been issued based on the information you provided at the time of purchase. We will provide the
insurance described in this policy in return for payment of the premium and your compliance with all provisions
of this policy. You will also notice that some words are italicized. These words are defined in the “Definitions”
section. Words that are capitalized refer to the document and coverage names found in this policy. Headings are
provided for convenience only and do not affect your coverage in any way.

WHAT THIS POLICY INCLUDES AND WHOM IT COVERS
This travel insurance policy covers only the sudden and unexpected specific situations, events, and losses included
in this policy, and only under the conditions described. Please review this policy carefully.

Your policy consists of two parts:
1. This General Conditions document (including any amendments and endorsements), which describes the
coverages, conditions, and exclusions of your policy; and
2. The Coverage Summary, which provides the particular list coverages, benefits, and individuals covered under
your policy.

This policy is offered and priced as a single pay, single term, indivisible package of benefits for the purpose of
covering risks associated with a trip as described in this policy.

NOTE:
Not every loss is covered, even if it is due to something sudden, unexpected, or out of your control. Only those
losses meeting the conditions described in this policy may be covered. Please refer to the General Exclusions
section of this document for exclusions applicable to all coverages under your policy.

OUR PROMISE TO YOU
Since your satisfaction is our priority, we are pleased to provide you 15 days to review your plan following the date
of delivery. If, during this 15-day period, you are not completely satisfied for any reason, you may cancel your plan
and receive a full refund of the plan price. After this 15-day period, the plan price is nonrefundable.

Please note, no refund is available if the trip has started, a claim has been filed, or the policy has ended.

SIGNED FOR JEFFERSON INSURANCE COMPANY
9950 MAYLAND DRIVE, RICHMOND, VIRGINIA 23233

Jeff Wright, President Jack Zemp, Secretary

101-P-725-2022 1