Page 6 - SOLO Member Guidebook
P. 6

HOW TO USE


            2.  HOW TO USE THIS BOOKLET




                    Choosing the right health insurance plan can be    You may apply for ConnectiCare SOLO if you meet
                    confusing and complicated. This booklet is designed   the following criteria:
                    to help make the process easier to understand, and    •  Legal resident of Connecticut
                    to help save you time.
                                                                  •  Be under age 65
                    Please Note: The benefit descriptions in this booklet are   •  Not enrolled in Medicare
                    only a brief summary. The Membership Agreement or
                    Certificate of Coverage that you will receive after you   •  Single or married, or one of the following:
                    enroll will prevail for all benefits, conditions, limitations   -  Dependent spouse
                    and exclusions.
                                                                     -  Civil union/domestic partner*
                    Determine If You Are Eligible                    -   Dependent child to age 26 who is not
                    Your first step in considering ConnectiCare SOLO    covered under a group health plan.
                    is to make sure you are eligible to apply.


                    Eligibility Periods

                    Open Enrollment:
                    For 2015, the annual open enrollment period will be November 15, 2014, through
                    February 15, 2015.


                                                 2015 Open Enrollment Period
                                    Open Enrollment                        Coverage Effective Dates
                       If enrolled November 15, 2014  – December 15, 2014  Coverage effective January 1, 2015
                        If enrolled December 16, 2014  – January 15, 2015  Coverage effective February 1, 2015
                        If enrolled January 16, 2015 – February 15, 2015  Coverage effective March 1, 2015

                    Limited Open Enrollment:
                    Insurers offering individual products must provide a limited open enrollment period for the following
                    qualifying events:
                     •   An individual and/or any dependents lose minimum essential coverage not resulting from failure to pay
                       a premium or providing false information on a previous application.

                     •   An individual gains or becomes a dependent through birth, adoption, or placement for
                       adoption.
                     •   An individual gains or becomes a dependent through marriage.

                     •   An individual experiences an error in enrollment.









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