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24. In connection with an insurance policy, at what point does the duty of fair presentation first arise?
A. at the beginning of negotiations.
B. on the making of an offer.
C. on the acceptance of an offer.
D. at policy inception.
25. Who holds majority representation within the International Association of Insurance Supervisors?
A. insurance consultants.
B. regulators.
C. reinsurance.
D. trade bodies.