Page 33 - 2020 Peel & Holland Benchmarking Survey Results

2017
Type
HMO
2%
HMO
1
HMO
Health Reimbursement Account (HRA) based plan0.0%
Health Reimbursement Account (HRA) based plan0%
Health Reimbursement Account (HRA) based plan
Health Savings Account (HSA) eligible plan
Health Savings Account (HSA) eligible plan0%
Health Savings Account (HSA) eligible plan0.0%
High Deductible plan combining both a HRA and HSA component 75.0%
High Deductible plan combining both a HRA and HSA component
High Deductible plan combining both a HRA and HSA component 64%
Point of Service POS- (PPO/HMO Hybrid)5.4%
Point of Service POS- (PPO/HMO Hybrid)
2
Point of Service POS- (PPO/HMO Hybrid)5%
37
PPO - Traditional Insurance Plan
PPO - Traditional Insurance Plan71.4%
40
PPO - Traditional Insurance Plan84% 28 Type 2018 1.8% 42 1 3 Type 2020
WESTERN KENTUCKY EMPL OY EE BENEFIT S
BENCHMARKING SURVEY
HMO HDHP/SO POS PPO 2017
2017 2% 64% 5% 84% HEALTH PLAN FUNDING
2018 2% 75% 5% 71%
2020 0% 61% 4% 73%
23%
49%
28%
2019 Kaiser Data 26% Health Plans Offered
2017 2018 2020 Nationally 1
90%
84%
80%
75%
71% 73%
70%
64%
61%
60%
2017 2018 2020
50%
Type Type Type 49%
HMO 0% 0 HMO 0.0% 0 HMO
40%
Health Reimbursement Account (HRA) based plan0% Health Reimbursement Account (HRA) based plan0.0% Health Reimbursement Account (HRA) based plan
Health Savings Account (HSA) eligible plan0% Health Savings Account (HSA) eligible plan0.0% Health Savings Account (HSA) eligible plan
High Deductible plan combining both a HRA and HSA component 37% 16 High Deductible plan combining both a HRA and HSA component 50.9% 28 High Deductible plan combining both a HRA and HSA component
30%
28%
26%
Point of Service POS- (PPO/HMO Hybrid)2% 1 Point of Service POS- (PPO/HMO Hybrid)1.8% 23% 1 Point of Service POS- (PPO/HMO Hybrid)
PPO - Traditional Insurance Plan60% 26 PPO - Traditional Insurance Plan47.3% 26 PPO - Traditional Insurance Plan
20%
Total 1 Total 1 Total
10%
5% 5% 4%
2% 2%
0% HMO HDHP/SO POS PPO
HMO HDHP/SO POS PPO
2017 0% 37% 2% 60%
2018 0% 51% 2% 47%
2020 0% 37% 6% 55%
2019 Kaiser Data Plans with Highest Participation
44%
19%
30%
7%
2017 2018 2020 Nationally 1
70%
60%
60%
55%
51%
50% 47%
44%
40% 37% 37%
30%
30%
20% 19%
10%
6% 7%
2% 2%
0%
HMO HDHP/SO POS PPO
1 Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2019

PEEL & HOLLAND | 2020 Western Kentucky Employee Benefits Benchmarking Survey Results 31