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FEATURED SECTION  Bank ABC Islamic                         up-to date, cutting-edge technologies
                                                                           AFS is owned by a total of 37 banks and

                                                                           financial institutions and serves over 60

                                                                           clients in more than 20 countries across

                                                                           MEA.

                                                                           Today, AFS is the region’s leading digital

                     P.O. Box

                                                                           enabler, regulated by the Central Bank of
                     Telephone :
                                   1754 3000
                                                                           Bahrain.

                     Swift    : :  2808, Manama                            payment solutions provider and Fintech
                                   ABCIBHBM
                     Licence  :    IB                                      AFS’s innovative approach to the
                     Activity  :   Islamic Banking                         provision of financial services is
                                                                           evidenced by a series of pioneering
                                                       Direct
                                                                           payment services that covers card
                     Chairman                                              processing services,  merchant acquiring,
                      Amr ElNokaly                  1754 3568              fintech solutions  and an impressive array
                     Managing Director                                     of value-added services.
                      Hammad Hassan                 1754 3366              The emphasis that AFS places on
                     Deputy Managing Director                              innovation has positioned the company
                      Iftikhar Ali                  1754 3773              as a driving market force, delivering a
                     Head of Risk & Credit Support
                                                                           rich portfolio of payment solutions
                      Hisham Mouzughi               1754 3369
                                                                           including  digital mobile wallets, customer
                     Chief Financial Officer                               orientated Merchant Acquiring services;
                      Khalid AlRaee                 1754 3287              Bahrain’s  leading digital payroll solution
                     Compliance Officer & MLRO                             Al Rateb, global Contact Centers and
                      Sayed Mohamed                 1754 3256              much more.
                     Group Sharia Compliance Officer
                                                                           Trusted by businesses across the region
                      Mohamed Abderrezak            1754 3543
                                                                           AFS has been recognized as the “Best
                                                                           Payments Solutions Provider – Bahrain”
                                                                           by MEA Finance Awards 2022, “Best
                                                                           New Payment Solutions Provider for
                                                                           MSME  Business Bahrain 2022" by
                                                                           Global Business Magazine, “Leading
                                                                           Payments Innovator Bahrain 2022” by
                                                                           Global Business Outlook and “Best
                                                                           Payment  Solution Provider Bahrain 2022”
                      ARAB FINANCIAL SERVICES CO.                          by Global Banking & Finance Review.
                                                               Management:
                     P.O. Box  :  2152, Manama                 Chairman
                     Address   :  Arab Financial Services Company     Sael Al Waary
                                B.S.C. (c )                    Chief Executive Officer
                                Bahrain Financial Harbour       Samer Soliman
                                East Tower - 12 Floor          Advisor to CEO
                                King Faisal Highway             Ebrahim Jassim
                                Office 1201, Bldg 1398, Road 4626,       Chief Operating Officer
                                Block 346,Manama, Kingdom of Bahrain.   Ghassan Mardini
                     Telephone  :  +973 1729 0333              Chief Transformation Officer
                     Fax      :  +973 1729 1122                 Charles Gill
                     Website  :  www.afs.com.bh                Head of Acquiring Bahrain
                     E-mail   :  marketing@afs.com.bh           Amira Ismail
                     Licence   :  Ancillary Services Provider  Head of Risk Management
                                                                Ganesh Patil
                     Activities   :  Arab Financial Services (AFS) was
                                formed in 1984 to provide payment  Head of Legal
                                products, services and expertise to   Kavita Nair
                                                               Head of Compliance and MLRO
                                banks and merchant groups and deliver
                                customized payment solutions in an   Marjan Dashti
                                                               Head of Human Resources
                                increasingly divergent, disruptive, and
                                dynamic payment eco-system.     Mouna Semaan
                                                               Head of Marketing and Communications
                                A key to the growing and continued
                                                                Azza Matar
                                success  of the company is an executive
                                team determined to invest in the most
                     56     Bahrain Banks Directory 2023
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