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Flexible Spending Accounts Employee Assistance Program (EAP)
Health Care and Dependent Care Flexible Spending The employee assistance program (EAP) offers confidential
Accounts allow you to contribute funds on a pretax basis counseling and assistance with personal, family and work-
to help pay for costs such as: related issues for you and your immediate family. Many EAP
• Most medical, dental and vision care expenses services are available at no cost. The EAP program is through
(copayments, deductibles, prescription meds), Reliance Standard/ACI.
and
• Dependent care expenses (day care, babysitters or 401(k) Retirement Savings Plan
after school programs). You may make contributions from your pay on a pretax
You may enroll in one or both accounts. The accounts are basis —up to the Internal Revenue Service annual limit. If
administered by Medcom. you are 50 years of age or older (or if you will reach age 50
by the end of the year), you may make a catch-up
Life and Accidental Death & Dismemberment contribution in addition to the normal IRS annual limit.
(AD&D) Insurance You are always 100% vested in your contributions to the
plan. The 401(k) accounts are administered by Fidelity.
Oerlikon provides Basic Life and AD&D Insurance at no
cost to you equal to two times your annual salary, up to Financial Wellness
a maximum benefit of $500,000. Coverage is provided
by Reliance Standard. Oerlikon provides access to tools and resources through
Prudential to help improve your financial wellness at no
Voluntary Life and Accidental Death & cost to you!
Dismemberment (AD&D) Insurance • Learn about day-to-day money matters
• Achieve your most important life goals, such as college
You may purchase life and AD&D insurance for yourself,
savings or retirement
your spouse/domestic partner, and your dependents,
through after-tax payroll deductions. Coverage is • Help protect yourself against key risks
available through Reliance Standard.
Pet Insurance
Disability Insurance Oerlikon cares about all of your dependents — even the
Oerlikon provides eligible employees with disability four-legged ones. As part of your employer benefits, you
income benefits at no cost through Reliance Standard. can access MetLife Pet Insurance and have the option to
Short-Term Disability cover multiple pets with our family plans.
• 60% of your weekly salary up to $1,000 per week
Employee Discount Program
• Up to 26 weeks of disability after a one-week
Oerlikon Perks at Work is here to help you save more on
waiting period
everyday purchases, both big and small. Whether you’re
Long-Term Disability
upgrading your Work From Home setup or looking for
• 60% of your base salary up to $12,000 per month help keeping kids actively engaged, Oerlikon Perks at
Work gives you access to perks designed to support you
Voluntary Plans during this challenging time.
Accident, Hospital Indemnity, and Critical Illness
insurance provides a cash benefit if you experience a Benefit Advocates
covered accident, hospital stay, or illness. Coverage is
Oerlikon provides benefit advocacy services free of charge
available through Voya. Oerlikon pays for $5,000 critical to all employees. This health care resource is available to
illness coverage for all eligible employees!
assist you in navigating the health care system. Benefit
Advocates will assist you in making a more informed
decision about your health care.

We hope this information is helpful to you and your family members. For more information,
please contact Oerlikon Human Resources or your Recruiter.

About This Summary: This benefit summary provides selected highlights of the Oerlikon employee benefits program. It is not a legal document and shall not be construed
as a guarantee of benefits nor of continued employment at the company. All benefit plans are governed by master policies, contracts and plan documents. Any discrepancies
between any information provided through this summary and the actual terms of such policies, contracts and plan documents shall be governed by the terms of such policies,
contracts and plan documents. Oerlikon reserves the right to amend, suspend or terminate any benefit plan, in whole or in part, at any time. The authority to make such
changes rests with the Plan Administrator.