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Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2023 - 12/31/2023
Highmark Blue Cross Blue Shield: Ranger Baseball LLC - Plan A Coverage for: Individual/Family Plan Type: HDHP

The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. The SBC shows you how you and the plan would
share the cost for covered health care services. NOTE: Information about the cost of this plan (called the premium) will be provided separately.
This is only a summary. For more information about your coverage, or to get a copy of the complete terms of coverage, www.highmarkbcbs.com or call 1-800-701-
2324. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other underlined terms
see the Glossary. You can view the Glossary at www.HealthCare.gov/sbc-glossary/ or call 1-800-701-2324 to request a copy.
Important Questions Answers Why This Matters:

What is the overall deductible? $1,500 individual/$3,000 family Generally, you must pay all of the costs from providers up to the deductible amount
combined network and out-of-network. before this plan begins to pay. meets If you have other family members on the
policy, the overall family deductible must be met before the plan begins to pay.
Are there services covered Yes. Preventive care services are This plan covers some items and services even if you haven’t yet met the
before you meet your covered before you meet your network deductible amount. But a copayment or coinsurance may apply. For example, this
deductible? deductible. plan covers certain preventive services without cost-sharing and before you meet
your deductible. See a list of covered preventive services at
Copayments and coinsurance amounts https://www.healthcare.gov/coverage/preventive-care-benefits/.
don't count toward the network
deductible.
Are there other deductibles for No. You don’t have to meet deductibles for specific services.
specific services?
What is the out-of-pocket limit $1,600 individual/$3,200 family network The out-of-pocket limit is the most you could pay in a year for covered services. If
for this plan? out-of-pocket limit, up to a total you have other family members in this plan, the overall family out-of-pocket limit
maximum out-of-pocket of $1,600 must be met.
individual/$3,200 family.
$3,600 individual/$6,000 family out-of-
network.
What is not included in the out– Network: Premiums, balance-billed Even though you pay these expenses, they don't count toward the out-of-pocket
of–pocket limit? charges, and health care this plan limit.
doesn't cover.

Out-of-network: Copayments, premiums,
balance-billed charges, prescription drug
expenses, and health care this plan
doesn't cover.

An example of a benefit book can be found at https://shop.highmark.com/sales/#!/sbc-agreements. 1 of 10
16587-10, 11, 12, 80, 81, 82
GE_01658710_20230101_SBC