Page 4 - Watermark 2022 Benefits Guide - WRC Resource Center

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Eligibility

As an associate of Watermark, you are eligible for medical benefits if you work between an average of
30-31.99 hours per week. Associates who are full time and working on average of 32 hours or greater, are eligible
for all Watermark benefits. All full time, on-call and part time associates are automatically enrolled in
Watermarks’ Employee Assistance Program.
more hours per week.
Most benefits are effective on the first day of the month following 30 days Termination of benefits
of active employment unless stated otherwise in a collective bargaining All benefits terminate on the last date of

agreement or in accordance with state laws. New hires and newly eligible
associates must enroll within 30 days of their new hire date or status employment or the date you become benefits
change date. ineligible. Associates who transfer from full-time to
part-time status have all benefits cancelled with the
The following dependents are also eligible with the appropriate dependent exception of medical coverage, which will continue
verification forms: unless a Life Qualifying Event is initiated by
 Your legal spouse contacting the Watermark Benefits Call Center
 Your same sex or opposite sex domestic partner within 30 days from the date of the status change.
 Your children up to age 26
Please note that for associates who are rehired
within 90 days from the date of their original
Changes to your benefits termination and are eligible for benefits, will have
Generally, you may only make or change your existing benefit elections as a benefits effective on the first of the month following
new hire or during the annual open enrollment period. However, you may their rehire date.
change your benefit elections during
the year if you experience an event such as:
 Marriage, divorce or legal separation
 Birth of your child or your same sex domestic partner's child Important Note for a Status Change:
 Death of your spouse, same sex domestic partner or dependent child
 Change in employment status of associate, spouse/same sex domestic Should you experience a change in status
partner or dependent child from Full-time to Part-time or On-call, your
 Qualification by the Plan Administrator or a child support order for medical benefits will continue per ACA
medical coverage guidelines. If you want to cancel your medical
 Significant reduction of hours or change in work status coverage, you must call the Watermark
 Loss or gain of other coverage by the employee or dependent Benefits Call Center (833-281-0450) within 30
 New entitlement to Medicare or Medicaid days of the change or you will have medical
You must notify the Watermark Benefits Call Center within 30 days from coverage until the next Open Enrollment
the qualified life event to make changes to your coverage. Depending on period.
the type of event, you may need to provide proof, such as a marriage
license. If you do not make the changes within 30 days of the qualified
event, you will have to wait until the next open enrollment period to make
changes (unless you experience another qualified life event).

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