Page 3 - Impact XM 2022 Benefit Guide

Welcome to Open Enrollment 2022!

Impact XM takes pride in providing a comprehensive employee benefits program that continues to meet our
employees’ evolving needs and ensures a level of security and protection. We also recognize the important
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role employee benefits play as a critical component of your overall compensation. We strive to maintain a
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benefits program that is competitive within our industry.

This brochure is a brief overview of the following employee benefits:
• Medical/Prescription
• Dental
• Vision
• Life, AD&D, Voluntary Life & Disability
• Teladoc
• Life Assistance Program
• Allstate Group Indemnity
• Pet Insurance
• Financial Wellness
• Travel Protection

What is Annual Enrollment?

Annual Enrollment is the time of year when your current insurance carriers issue new rates and allow for
changes to the plan coverage. As you may know, the cost of medical care and medical insurance continues
to rise. Following research of all available alternatives, Impact XM has chosen plans to best suit your needs
and the needs of the company.

During Annual Open Enrollment you can make changes to your current benefit elections, add or remove
dependent(s), enroll in coverage for the first time, or waive a coverage that you may have previously
elected.

Once enrolled, you will not be able to make changes or cancel coverage until the next the Annual Open

Enrollment period unless you have a qualified life event (i.e. marriage/divorce, birth/adoption, death, or
loss of coverage).

Should you experience a Qualified Life Event you will have 30 days from the date of the event to make
benefit changes.

More detailed information can be found on the carrier websites. Links to those can be found in the
Contacts page of this document.

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