Page 4 - Watermark 2022 Benefits Guide Rose Tree Place Union

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Eligibility

As an associate of Watermark, you are eligible for medical benefits if you work between an average of
30-31.99 hours per week. Associates who are full time and working on average of 32 hours or greater, are eligible
for all Watermark benefits. All full time, on-call and part time associates are automatically enrolled in
Watermarks’ Employee Assistance Program.
more hours per week.
Most benefits are effective after your 90-day probationary period ends as Termination of benefits
stated otherwise in the collective bargaining agreement or in accordance

with state laws. New hires and newly eligible associates must enroll within All benefits terminate on the last date of
employment or the date you become benefits
30 days of their new hire date or status change date.
ineligible. Associates who transfer from full-time to
The following dependents are also eligible with the appropriate part-time status have all benefits cancelled with the
dependent verification forms:
exception of medical coverage, which will continue
 Your legal spouse unless they initiate a Life Qualifying Event by
 Your same or opposite sex domestic partner contacting the Watermark Benefits Call Center
 Your children up to age 26 within 30 days from the date of their status change.

Changes to your benefits Please note that for associates who are rehired
within 90 days from the date of their original
Generally, you may only make or change your existing benefit elections as termination and are eligible for benefits, will have
a new hire or during the annual open enrollment period. However, you benefits effective on the first of the month following
may change your benefit elections during their rehire date.
the year if you experience an event such as:
 Marriage, divorce or legal separation
 Birth of your child or your same sex domestic partner's child
 Death of your spouse, same sex domestic partner or dependent child Important Note for a Status Change:
 Change in employment status of associate, spouse/same sex domestic
partner or dependent child Should you experience a change in status from
Full-time to Part-time or On-call, your medical
 Qualification by the Plan Administrator or a child support order for
medical coverage benefits will continue per ACA guidelines. If
 Significant reduction of hours or change in work status you want to cancel your medical coverage, you
 Loss or gain of other coverage by the employee or dependent must call the Watermark Benefits Call Center
 New entitlement to Medicare or Medicaid (833-281-0450) within 30 days of the change
or you will have medical coverage until the
You must notify the Watermark Benefits Call Center within 30 days from next Open Enrollment period.
the qualified life event to make changes to your coverage. Depending on
the type of event, you may need to provide proof, such as a marriage
license. If you do not make the changes within 30 days of the qualified
event, you will have to wait until the next open enrollment period to
make changes (unless you experience another qualified life event).

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