Page 3 - Eden Housing 2022 Benefit Guide

Table of Contents

Benefit Basics ................................................................................................................................................ 3
Understanding the Benefits Lingo ................................................................................................................ 6
Medical Coverage – Healthy Body, Healthy Mind ........................................................................................ 7
Kaiser Medical Plan Comparison ................................................................................................................... 8
How the Health Savings Account (HSA) Works ............................................................................................. 9
Kaiser Tools and Resources ......................................................................................................................... 10
UHC Medical Plan Comparison ................................................................................................................... 11
Find a UHC Provider .................................................................................................................................... 12
UHC Tools and Resources ........................................................................................................................... 12
Dental Coverage – Something to Smile About ............................................................................................ 14
Vision Coverage – Focus on Your Eyesight.................................................................................................. 15
The Value of Your Benefits – 2022 Monthly Rates ..................................................................................... 16
Flexible Spending Accounts (FSAs) – Lower Your Taxes by Planning Ahead .............................................. 17
Commuter Benefit Plan – Save Money Going to Work .............................................................................. 18
Life and AD&D – Protecting Your Loved Ones ............................................................................................ 19
Disability Coverage – Prepare for the Unexpected ..................................................................................... 19
Identity Theft Coverage – We’re Looking Out for You................................................................................ 20
Voluntary Workplace Benefits .................................................................................................................... 20
401(k) Retirement Plan – Savvy Saving for a Secure Future ....................................................................... 24
Pet Insurance .............................................................................................................................................. 25
Tickets at Work ........................................................................................................................................... 25
Fitness On Demand ..................................................................................................................................... 25
Rocket Lawyer ............................................................................................................................................. 25
Enrolling in Benefits .................................................................................................................................... 26
Questions? Contact the Benefits Experts ................................................................................................... 34
Eden Housing - Annual Notices ................................................................................................................... 35
Women’s Health & Cancer Rights Act (WHCRA) ......................................................................................... 35
Newborns' and Mothers' Health Protection Act......................................................................................... 35
Premium Assistance under Medicaid and the Children’s Health Insurance Program (CHIP) ..................... 35
Medicare Part D – Creditable Coverage...................................................................................................... 42
HIPAA Notice of Special Enrollment ........................................................................................................... 43
Notice of Privacy Practices .......................................................................................................................... 44

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