Page 3 - Watermark Retirement Communities 2022 Benefits Guide Logan Square Union Before
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Benefit Basics                             Benefit                          Tax Treatment      Who Pays


                                                   Medical and Pharmacy                Pretax       Watermark & You
        Watermark pays for some of your
        benefits and you share the cost for        Dental                              Pretax       Watermark & You
        others, as shown here.
                                                   Vision                              Pretax             You
                                                   Health Savings Account              Pretax       Watermark & You

                                                   Flexible Spending Accounts          Pretax             You
                                                   Basic Life and Accidental Death &
                                                   Dismemberment (AD&D)               After-tax        Watermark
                                                   Insurance
                                                   Voluntary Life and AD&D
                                                                                      After-tax           You
                                                   Insurance
                                                   Short-Term Disability              After-tax           You
                                                   Long-Term Disability               After-tax           You

                                                   Accident Insurance                 After-tax           You

                                                   Critical Illness Insurance         After-tax           You

                                                   Hospital Indemnity Insurance       After-tax           You
                                                   Identity Theft Protection          After-tax           You

                                                   Employee Assistance Program        After-tax        Watermark
                                                   (EAP)




                                                  For more information about your benefits, visit www.mywatermarkbenefits.com.







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