Page 16 - 2022 Benefit Guide NA Construction

Identity Theft

Every purchase leaves a footprint behind, taking on a life of its own, which
can put your identity at risk. In today’s connected world, it’s becoming Monthly
ID Theft Premium
increasingly important to stay on top of your personal and financial
1B Platinum
information. That’s why we offer Identity Theft Protection services through
ID Watchdog (an Equifax company). Employee $4.80 $6.80
Family $9.20 $13.20
1B Plan = Credit score, report & monitoring by Equifax monthly. Credit report
lock by Equifax.
Employee = employee plus one child under 18
Platinum Plan = Daily Equifax credit score and report. Credit monitoring by
Family = children and adult family members in your
3 bureau*. Annual credit score and report by 3 bureau*. Credit report lock household. Adults over age 18 have their own
for Equifax and TransUnion. account and credit features.
* includes Equifax, TransUnion and Experian

Both 1B and Platinum Plans include all the Monitor, Detect, Alerts and Restoration services indicated below.

Monitor and Detect
•Credit Scores and Reports
•Credit Monitoring
•Identity and Dark Web Monitoring (Public Records, USPS address change;
payday loans, etc.)
•Account Threshold Alerts

Manage and Alert

•Credit Inquiry Alerts
•Social Network and Registered Sex Offender Notifications
•Lost Wallet and Password Manager
•Credit Report Lock and Child Credit File Lock

Restore

•Call Center Team advocate 24/7/365 at 1-866-513-1518
•Resolution Service with certified ID theft specialist until case is solved
•Up to $1M theft insurance on bank accounts and restoration costs.
Platinum Plan also includes a $1M restoration for 401k/HSA’s.

WHAT YOU NEED TO KNOW: The credit scores provided is a VantageScore 3.0 credit score based on Equifax data for 1B Plans and
all 3 bureau’s for Platinum Plans. Third parties use many different types of credit score to assess your creditworthiness.

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