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PPO

       On the chart below, you'll see what your plan pays for specific services. You may be responsible for a facility fee, clinic charge or similar
       fee or charge (in addition to any professional fees) if your office visit or service is provided at a location that qualifies as a hospital
       department or a satellite building of a hospital.
       Tampa Bay Rays 80/60 PPO                                        14832-02, 72                                  Effective
     1/1/2023
       Benefit                                                    Network                      Out-of-Network
                                                       General Provisions
       Benefit Period(1)                                                           Calendar
       Deductible (per benefit period)
          Individual                                                 $300                             $600
          Family                                                     $600                            $1,200
       Plan Pays – payment based on the plan allowance         80% after deductible            60% after deductible
       Out of Pocket Limit (Excludes deductible. Once met,
       plan pays 100% coinsurance (excluding applicable
       copays) for the rest of the benefit period)
          Individual                                                $1,500                           $3,000
          Family                                                    $3,000                           $6,000
       Total Maximum Out-of-Pocket (includes deductible,
       coinsurance, copays and other qualified medical
       expenses, Network only)(2) Once met, the plan pays
       100% of covered services for the rest of the benefit
       period.
          Individual                                                $6,350                            N/A
          Family                                                    $12,700                           N/A
                                                  Office/Clinic/Urgent Care Visits
       Retail Clinic Visits                                 100% after $15 copayment           60% after deductible
       Primary Care Provider Office Visits                  100% after $15 copayment           60% after deductible
       Specialist Office Visits                             100% after $15 copayment           60% after deductible
       Urgent Care Center Visits                            100% after $15 copayment           60% after deductible
       Telemedicine Services (6)                            100% after $15 copayment               Not Covered
                                                        Preventive Care
       Routine Adult
          Physical exams                                 100% (deductible does not apply)          Not Covered
          Adult immunizations                            100% (deductible does not apply)      60% after deductible
          Colorectal cancer screening (includes colonoscopy;   100% (deductible does not apply)   60% after deductible
          sigmoidoscopy; barium enema; blood occult)
          Routine gynecological exams, including a Pap Test   100% (deductible does not apply)   60% (deductible does not apply)
          Mammograms, annual routine                     100% (deductible does not apply)      60% after deductible
          Diagnostic services and procedures             100% (deductible does not apply)      60% after deductible
       Routine Pediatric
          Physical exams                                 100% (deductible does not apply)          Not Covered
          Pediatric immunizations                        100% (deductible does not apply)   60% (deductible does not apply)
          Diagnostic services and procedures             100% (deductible does not apply)      60% after deductible
                                     Hospital and Medical/Surgical Expenses (including maternity)
       Hospital Inpatient                                      80% after deductible            60% after deductible
       Hospital Outpatient                                     80% after deductible            60% after deductible
       Maternity (non-preventive facility & professional       80% after deductible            60% after deductible
       services)
       Medical/Surgical (except office visits)                 80% after deductible            60% after deductible
                                                      Emergency Services
       Emergency Room Services                                      100% after $100 copayment (waived if admitted)
       Ambulance                                                          80% (deductible does not apply)
                                                Therapy and Rehabilitation Services
       Physical Medicine                                    100% after $15 copayment           60% after deductible
                                                               Limit: 70 visits per benefit period combined with Occupational
                                                                               and Speech Therapy
       Occupational Therapy                                 100% after $15 copayment           60% after deductible
                                                             Limit: 70 visits per benefit period combined with Physical Medicine
                                                                               and Speech Therapy

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