Page 224 - Washington Nationals 2023 Benefits Guide -10.26.22_Neat
P. 224

What You Will Pay

          Common Medical                Services You May Need               Network Provider      Out-of-Network       Limitations, Exceptions, & Other
                Event                                                        (You will pay the   Provider (You will         Important Information
                                                                                  least)           pay the most)
         If you have a test   Diagnostic test (x-ray, blood work)          20% coinsurance      40% coinsurance     Copayments, if any, do not apply to
                              Imaging (CT/PET scans, MRIs)                 20% coinsurance      40% coinsurance     Diagnostic Services prescribed for the
                                                                                                                    treatment of Mental Health or Substance
                                                                                                                    Abuse. Precertification may be required.
         If you need drugs    Generic drugs                                $10 copay            Not covered         Up to 31-day supply retail pharmacy.
         to treat your illness                                             /prescription                            Up to 90-day supply maintenance
         or condition                                                      (retail)                                 prescription drugs through mail order.
                                                                           $20 copay
         More information                                                  /prescription
         about prescription                                                (mail order)
         drug coverage is                                                  Deductible does not
         available at                                                      apply.
         www.highmarkbcbs.    Formulary Brand drugs                        $20 copay            Not covered
         com/find-a-                                                       /prescription
         doctor/#/drug.                                                    (retail)
                                                                           $40 copay
                                                                           /prescription
                                                                           (mail order)
                                                                           Deductible does not
                                                                           apply.
                              Non-Formulary Brand drugs                    $35 copay            Not covered
                                                                           /prescription
                                                                           (retail)
                                                                           $70 copay
                                                                           /prescription
                                                                           (mail order)
                                                                           Deductible does not
                                                                           apply.
         If you have          Facility fee (e.g., ambulatory surgery center)  20% coinsurance   40% coinsurance     Precertification may be required.
         outpatient surgery   Physician/surgeon fees                       20% coinsurance      40% coinsurance     Precertification may be required.







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