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WESTIN TAMPA BAY BENEFITS


        We understand the important role that benefits play in the lives of you and your family. As a new hire, and
        then annually during open enrollment in the fall, you have an opportunity to make changes to your benefits
        package to ensure you and your family have the right coverage.

        This benefits guide can help familiarize you with The Westin’s benefit options. It also provides useful tips, tools
        and resources to help you think through your options and make wise decisions. As you prepare to enroll:

              Consider your benefit coverage needs for the upcoming year. For example, is your family financially
               protected if you can’t work due to an accident or illness?
              Consider other available coverage.

              Gather information you’ll need. If you are covering dependents, you will need their dates of birth and
               Social Security numbers. In addition, you may need to provide legal documentation verifying their
               eligibility — such as a marriage license or birth certificate.
        Getting the most value from your benefits depends on how well you understand your plans and how you
        choose to use them. Be sure to read this entire guide for important information about your benefit options.






        TABLE OF CONTENTS





          3      Benefit Basics                                    11     Dental Coverage

          4      Eligibility
                                                                   12     Vision Coverage
          5      Medical and Pharmacy Plan Overview
                                                                   13     Supplemental Life and AD&D
          6      Medical Coverage                                  14     Benefit Costs
          7      Medical Plan Resources
                                                                   15     Glossary
          8      MotivateMe Program
                                                                   16     Your Benefit Resources
          9      Life Assistance Program                           17     Annual Notices

          10     Health Savings Accounts





             Enrolling In Your Benefits






             Workforce    Register or   Begin the benefits    Elect the      Save or submit   Print a copy of your
            now.adp.com     log in         enrollment         benefits       your elections    elections for your
                                             process          you want                              records




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