Page 46 - 2023 Hickory Crawdads - Benefits Guide_Neat
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What You Will Pay
        Common Medical            Services You May Need                                                                 Limitations, Exceptions, & Other
              Event                                                Network Provider (You     Out-of-Network Provider         Important Information
                                                                      will pay the least)    (You will pay the most)
       If you need help    Home health care                       20% coinsurance           40% coinsurance           Combined network and out-of-
       recovering or have                                                                                             network: 100 visits per benefit period,
       other special                                                                                                  combined with visiting nurse.
       health needs                                                                                                   Precertification may be required.
                           Rehabilitation services                20% coinsurance           40% coinsurance           Precertification may be required.
                           Habilitation services                  Not covered               Not covered               −−−−−−−−−−−none−−−−−−−−−−−
                           Skilled nursing care                   20% coinsurance           40% coinsurance           Combined network and out-of-
                                                                                                                      network: 100 days per benefit period.
                                                                                                                      Precertification may be required.
                                                                                                                      Failure to precertify will result in
                                                                                                                      benefits payable being reduced by
                                                                                                                      $250.
                           Durable medical equipment              20% coinsurance           40% coinsurance           Precertification may be required.
                           Hospice services                       No charge                 No charge                 Precertification may be required.
                                                                  Deductible does not apply.  Deductible does not apply.
       If your child needs  Children’s eye exam                   Not covered               Not covered               −−−−−−−−−−−none−−−−−−−−−−−
       dental or eye care  Children’s glasses                     Not covered               Not covered               −−−−−−−−−−−none−−−−−−−−−−−
                           Children’s dental check-up             Not covered               Not covered               −−−−−−−−−−−none−−−−−−−−−−−





























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