Page 56 - 2023 Hickory Crawdads - Benefits Guide_Neat

INTRODUCTION

The Board of Trustees of the Major League Baseball League-Wide Insurance Program (the
“Board”) maintains the Major League Baseball League-Wide Insurance Program (the “Plan”)
to provide health benefits for eligible employees and dependents of eligible Employers who
execute a Participation Agreement and the Board accepts (“Participating Employers”).
Certain employers who are members of the National Association of Professional Baseball
Leagues and have executed Participation Agreements are Employers. As you review this
document, please keep in mind that the term “Employer” means the minor league club that
employs you.

This document serves two important functions related to the Plan under the Employee
Retirement Income Security Act of 1974 (“ERISA”), a federal law applying to employee
benefit plans. First, ERISA requires that employers must supply employees with a
description of the various benefit plans it maintains. The information must be included in a
summary plan description (“SPD”) for each plan. Second, ERISA requires that employee
benefit plans be maintained pursuant to a written plan document. This document, together
with the contract, benefit booklets, and other descriptive materials you have received from
the Board, your Employer, insurance companies, and other organizations administering
benefits under the Plan, constitutes the written plan document and the SPD for the Plan.
Separate documents apply to employees of each Employer.

IMPORTANT: This document and the booklets and other descriptive material provided to
you by the Employer and the various benefit providers are written in a manner that is
intended to be easily understandable and to summarize the benefits available to you under the
Plan. There may be other Plan materials (such as an insurance policy or other contractual
agreement with a health care or other service provider) that contain more detailed
information about Plan benefits. Every effort has been made to ensure that all of these
materials contain a consistent description of the Plan's benefits. However, if there is any
conflict or inconsistency between these materials, it is the Plan Administrator's
responsibility to interpret the conflicting provisions and determine what benefits will be
provided under the Plan. No one speaking on behalf of the Plan or the Plan sponsor can
alter the terms of the Plan. You and your beneficiaries may obtain copies of the Plan and its
related documents or examine these documents by contacting the Plan Administrator at the
number and address set forth in the ADDITIONAL INFORMATION section of this document.

Also, please keep in mind that the Plan, any changes to it, or any payments to you under its
terms, does not constitute a contract of employment with the Employer and does not give you
the right to be retained in the employment of the Employer.

ELIGIBILITY TO PARTICIPATE

In general, an individual that a Participating Employer classifies as a full-time employee of
such Participating Employer in accordance with the Patient Protection and Affordable Care
Act of 2010 (“ACA”), as described below, is eligible to participate in the Plan beginning on
the first date of the month following the expiration of any waiting period that the
Participating Employer imposes. In no event will a Participating Employer’s waiting period
exceed 90 days.

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