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401(k) Retirement Savings Plan



        Whether retirement is way down the road or just around the corner, it’s important to have savings
        goals and specific investment objectives. To help you meet your goals and objectives, we offer a
        401(k) Retirement Savings Plan, administered by Empower Retirement, with multiple investment
        options. Key details and features of our plan are listed below.



         Employee contributions
         You can contribute up to $20,500 in 2022, and if you are age 50 or older, you may contribute up to an additional $6,500 as a
         “catch-up” contribution.
         Contributions may be made on a pretax or Roth after-tax basis. To make it easier for you to save, the plan offers annual savings
         adjustments to help you set aside extra money automatically. Your savings rate will increase 1% each year until you reach 20%.


        Vesting
        Vesting refers to your ownership of the money in your
        401(k). You will be 100% vested in the company match         More Information
        after four years of service. (You are always 100% vested
        in your contributions to the plan.)                          •  You can enroll in the plan and make changes to
                                                                      your contributions at any time
        IMPORTANT: The projections, or other information             •  Empower Retirement has many different
        generated on the website by the investment analysis tools     investment options for you to choose from,
        regarding the likelihood of various investment outcomes,      along with tools and resources you can use
        are hypothetical in nature, do not reflect actual investment   to determine which options best meet your
        results and are not guarantees of future results. The results   investment objectives.
        may vary with each use and over time. The Empower            For additional details about the 401(k) Retirement
        Participant Experience and the Retirement Planner are        Savings Plan or to enroll or change your
        separate tools and do not share data between each other.     contribution rates or investment elections, email:
        Tools will provide different results based on the operational   Participant_services@empower-retirement.com
        aspects of the tool. The Savings Planner is for informational   or call 800-338-4015.
        purposes only and not intended to provide investment,
        legal or tax recommendations, or advice.                     *Please do not put any confidential or personal
                                                                     account information in an email request. If you
        Securities, when presented, are offered and/or distributed   need to send confidential information, please
        by GWFS Equities, Inc., Member FINRA/SIPC. GWFS is an        upload your documents online.
        affiliate of Empower Retirement, LLC; Great-West Funds,
        Inc.; and registered investment adviser, Advised Assets
        Group, LLC. This material is for informational purposes
        only and is not intended to provide investment, legal or
        tax recommendations or advice. Prospectuses, disclosure
        documents and investment-related options/services
        information are only available in English. Please have them
        translated prior to investing.













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