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PPO

      On the chart below, you'll see what your plan pays for specific services. You may be responsible for a facility fee, clinic charge or similar
      fee or charge (in addition to any professional fees) if your office visit or service is provided at a location that qualifies as a hospital
      department or a satellite building of a hospital.
                  PPO  80/60  Rangers  Front Office  Alternate RX Plan  D           016587-30, -97                  Effective 1/1/23
      Benefit                                                    Network                      Out-of-Network
                                                      General Provisions
      Benefit Period(1)                                                            Calendar
      Deductible (per benefit period)
         Individual                                                 $300                             $600
         Family                                                     $600                            $1,200
      Plan Pays – payment based on the plan allowance         80% after deductible             60% after deductible
      Out of Pocket Limit (Excludes deductible. Once met,
      plan pays 100% coinsurance (excluding applicable
      copays) for the rest of the benefit period)
         Individual                                                $1,500                           $3,000
         Family                                                    $3,000                           $6,000
      Total Maximum Out-of-Pocket (includes deductible,
      coinsurance, copays and other qualified medical
      expenses, Network only)(2) Once met, the plan pays
      100% of covered services for the rest of the benefit
      period.
         Individual                                                $6,350                            N/A
         Family                                                    $12,700                           N/A
                                                 Office/Clinic/Urgent Care Visits
      Retail Clinic Visits                                 100% after $15 copayment            60% after deductible
      Primary Care Provider Office Visits                  100% after $15 copayment            60% after deductible
      Specialist Office Visits                             100% after $15 copayment            60% after deductible
      Urgent Care Center Visits                            100% after $15 copayment            60% after deductible
      Telemedicine Services (6)                            100% after $15 copayment               Not Covered
                                                       Preventive Care
      Routine Adult
         Physical exams                                 100% (deductible does not apply)          Not Covered
         Adult immunizations                            100% (deductible does not apply)       60% after deductible
         Colorectal cancer screening (includes colonoscopy;   100% (deductible does not apply)   60% after deductible
         sigmoidoscopy; barium enema; blood occult)
         Routine gynecological exams, including a Pap Test   100% (deductible does not apply)   60% (deductible does not apply)
         Mammograms, annual routine                     100% (deductible does not apply)       60% after deductible
         Diagnostic services and procedures             100% (deductible does not apply)       60% after deductible
      Routine Pediatric
         Physical exams                                 100% (deductible does not apply)          Not Covered
         Pediatric immunizations                        100% (deductible does not apply)   60% (deductible does not apply)
         Diagnostic services and procedures             100% (deductible does not apply)       60% after deductible
                                    Hospital and Medical/Surgical Expenses (including maternity)
      Hospital Inpatient                                      80% after deductible             60% after deductible
      Hospital Outpatient                                     80% after deductible             60% after deductible
      Maternity (non-preventive facility & professional       80% after deductible             60% after deductible
      services)
      Medical/Surgical (except office visits)                 80% after deductible             60% after deductible
                                                     Emergency Services
      Emergency Room Services                                      100% after $100 copayment (waived if admitted)
      Ambulance                                                          80% (deductible does not apply)
                                               Therapy and Rehabilitation Services
      Physical Medicine                                    100% after $15 copayment            60% after deductible
                                                         Limit: 70 visits per benefit period combined with Occupational and Speech
                                                                                   Therapy
      Occupational Therapy                                 100% after $15 copayment            60% after deductible
                                                       Limit: 70 visits per benefit period combined with Physical Medicine and Speech
                                                                                   Therapy
      Speech Therapy                                       100% after $15 copayment            60% after deductible
                                                          Limit: 70 visits per benefit period combined with Physical Medicine and
                                                                             Occupational Therapy
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