Page 5 - Washington Nationals 2023 Benefits Guide -10.26.22_Neat

MEDICAL PLANS

Front Office Employees Group Number 014846-01/02

Minor League Field Personnel Group Number 046064-31

Your Medical Plan- Highmark
It’s more important than ever and legally required to
have medical coverage to help protect you and your
family both physically and financially.
When choosing your benefits,
You share in the cost of the coverage by think about...
contributing through pre-tax payroll
deductions.  Does your spouse have coverage
available through his/her employer? How
Additional information, including the Summary Plan
Descriptions are available on the intranet does that coverage compare with these
plans?

PPO  If you and our spouse cover each other
This Highmark BlueCross BlueShield plan offers you under your separate company plans,
the freedom of choice. The PPO offers referral-free could you each elect individual
access to any provider you choose, however, for this
flexibility, higher out of pocket expenses like premiums, coverage under your company plans
deductibles & coinsurance may apply. and save money?

You will have great benefits and less out-of-pocket
expenses if you go to providers in this network.  If you and your spouse both cover your
children under your separate company
Minor League Field Personnel have a similar plan, see
the following pages for detailed benefit grids. plans, could you save money by one of
you covering your children and the
other selecting individual coverage?

High Deductible Health Plan with HSA
This Highmark plan has higher deductibles than the
PPO. A deductible is a fixed dollar amount specified by
the plan that insured individuals must pay out of
pocket. Once the deductible has been reached, eligible
expenses will be covered by the coinsurance
percentage of the plan. Once the deductible and
coinsurance out-of- pocket has been reached, eligible
expenses will be covered by the plan.

A Health Savings Account (HSA) provides a tax
advantaged way to save for future medical Need help locating a provider?
expenses. A Health Savings Account is a
component of a HDHP. You must be enrolled in a
HDHP to have a Health Savings Account. Go to: www.highmarkbcbs.com

Please note, if you are enrolled in the HDHP, you
are not eligible to enroll in the Health Care FSA.

2023 Washington Nationals Benefit Guide Page 5