Page 14 - 2021 Dreyer's Benefits Guide

Disability Insurance

Disability insurance can keep you financially stable should you become disabled and unable to work. It
can help provide a sense of security, knowing that if the unexpected should happen, you’ll still receive a
monthly income.

EMPLOYER-PAID SHORT-TERM DISABILITY VOLUNTARY LONG-TERM DISABILITY BENEFITS
IS FOR NON-CA EMPLOYEES AT A GLANCE
60% of your pre-disability earnings,
THERE IS AN OPTION TO BUY-UP Basic Coverage – up to a maximum of $15,000 per
Employer-Paid 60% of your weekly earnings up to a Voluntary LTD month or until you recover or reach
Coverage $1,500 maximum for 26 weeks. 5 years ADEA.
When Benefits Benefit begins after 7 days of illness When Benefits Benefit begins after 180 days
Begin or injury. Begin of disability.
Election Required Yes
Buy-Up STD for Non-California Employees

You can elect to purchase a benefit of 70% of your VOLUNTARY LONG-TERM DISABILITY RATES
weekly earnings to a maximum of $3,000 up to a AGE RATES PER $100 OF MONTHLY COVERED PAYROLL
maximum of 26 weeks. The Buy-Up STD for Non-CA Under 25 $0.050
employees is $0.620 per $10 of weekly benefit. 25–29 $0.070
Buy-Up STD for California Employees 30–34 $0.118
Employees can buy-up to 20% of their weekly 35–39 $0.178
income up to a maximum of $2,500 per week up 40–44 $0.283
to 26 weeks. Your benefits will begin after 7 days 45–49 $0.401
of illness or injury. This is a non-integrated benefit 50–54 $0.572
and pays in addition to State of California 55–59 $0.933
Disability plan. 60–64 $1.452
65–69 $1.347
BUY-UP STD FOR CALIFORNIA EMPLOYEES RATES 70+ $0.710
AGE RATES PER $10 OF WEEKLY BENEFIT AMOUNT
15–24 $0.268 A qualifying disability is a sickness or injury
25–29 $0.501 that causes you to be unable to perform
30–34 $0.883 any other work for which you are or could
35–39 $0.708 be qualified by education, training or
40–44 $0.580 experience.
45–49 $0.663
50–54 $0.868
55–59 $1.057
60–64 $1.356
65+ $1.641

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2021–2022 EMPLOYEE BENEFITS GUIDE