Page 9 - McKenzie 2022 Benefit Guide NC Hourly
P. 9

DENTAL PLAN





        It’s important to have regular dental exams and cleanings so problems are detected before they become
        painful — and expensive. Keeping your teeth and gums clean and healthy will help prevent most tooth
        decay and is an important part of maintaining your overall health. In 2022 we will offer a dental plan
        through MetLife

                                                                         MetLife Dental Plan

         Plan Provisions                                  In-Network                      Out-of-Network

         Annual Deductible
         (Individual/Family)                               $50 / $150                        $50 / $150

         Calendar Year Maximum                               $1,000                            $1,000

         Diagnostic and Preventive Services             Covered at 100%                   Covered at 100%
         (e.g., X-rays, cleanings, exams)

         Basic and Restorative Services                80% after deductible             80% after deductible
         (e.g., fillings)
         Major Services                                50% after deductible             50% after deductible
         (e.g., dentures, crowns, bridges)





             Using in-network dental providers

             While you have the option of choosing any provider, you will save money when you use in-
             network dentists. When using an out-of-network dental provider, you will pay more because
             the provider has not agreed to charge you a negotiated rate.































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