Page 15 - Mid Valley Times 11-7-19 E-edition

Thursday, November 7, 2019 | A15 | Mid Valley TiMes
He
Health Insurance and Seniors
H
ealth &Fitne
ealth &Fitn
ss
ss
By Jim Dueck
As we age, our health insurance needs can change. e insurance we had in
our 60’s and 70’s may not
be the best plan once we are in our 80’s or 90’s. At age 65, a senior can sign up for Medicare health insurance. Once on Medicare, you will nd there are many op- tions. ey include HMO’s, PPO’s, advantage and supplement plans. Because of the variety of plans, it is good to become well in- formed about what is avail- able and the pros and cons of each plan.
Some plans o er lower monthly premiums with
less coverage while others cost more and provide more coverage. If you are unsure of how these various plans will work for you, talk with health care providers who know the payment side of medical insurance. At Palm Village Retirement Com- munity in Reedley, we do not sell insurance but we see the results of what seniors choose.
e physician and hos- pitals you prefer may or may not accept the insur- ance you choose so check with them before making a change. e recovery aspect of insurance becomes more important as we age. Some insurance plans may only cover a few days or weeks
of rehab and therapy while others can pay for up to 100 days. ere are many rules and conditions to be aware of regarding hospital stays and what will be covered.
At this time of year, se- niors may change the in- surance plans they have. Before making a change, learn what each plan covers and talk to your health care providers about what they accept. e best insurance plan for you now may be di erent than what you will need in the future so nd
a plan that ts your budget and needs.
Vision is something that’s easy to take for granted until it changes. Whether it’s due to illness, injury or aging, many people nd their vision becomes impaired enough to necessitate an intervention.
According to the Vision Council of America, ap- proximately 75 percent of adults use some sort of vision correction, and about 64 per- cent of them wear eyeglasses while roughly 11 percent wear contact lenses, either
exclusively or with glasses. Despite the need for cor-
rective lenses, the Center for Vision in the Developing World and leading optical lens producers say about 2.5 billion people globally meet the criterion for glasses but can’t a ord them or do not have access to quali ed eyec- are professionals. Even in America — one of the rich- est countries in the world — 61 million adults are at high risk of serious vision loss due
wants to talk to you. Even if you do know the number, it could
be a scammer who
has hacked a number familiar to you. ink with your head and not with your emotions and you will be able to control your decisions and your money. For
to diabetes, advanced age
or diagnosed eye problems. But one in 12 people in the United States cannot af- ford eyeglasses, according to a study in the Archives of Ophthalmology.
Failure to see correctly
can result in increased risk of injury, accidents, depres- sion, social isolation, and more. But there is something the public can do to assist with this situation: Donate eyeglasses.
those who live on a retirement campus like Sierra View Homes Retirement Commu- nity, there is at least one guest lecturer per year to discuss recent scam schemes. Go to this meeting and be informed.
Donating eyeglasses can help people in many ways. Doing so may help a child see better in school and advance his or her educa- tion. Having a pair of glasses can help a senior maintain his or her independence. An adult who requires correc- tive lenses may now have the ability to get a better job.
Eyeglass donations are collected by various clubs and nonpro t organizations. A notable group involved
with donated glasses is Lions Club International. Volun- teers will sort the glasses
by type and prescription. e glasses are washed and processed, then shipped out to people in need. ese recycled glasses may be avail- able for distribution around North America or utilized by humanitarian aid groups overseas.
Various groups, such as New Eyes for the Needy and OneSight, provide similar
services. Certain eye doctors also partner with nonpro t groups to help facilitate the collection and recycling
of eyeglasses. Lions Club International partners with retailers such as Walmart and Sam’s Club vision centers to help collect used eyeglasses.
When it is time for a new prescription and frames, people can consider donat- ing their older glasses so that others can have the bene t of better sight.
calls.
Be careful when you answer your
phone. If you do not know the phone num- ber be wary of who
Donate towards improved vision
SCAMMED
Ask about our no hassle Rx transfer.
Presunte por nuestra transferencia
de RX
sin molestias.
WE OFFER: Ofrecemos:
FREE DELIVERY
(Orange Cove, Cutler, Orosi, Dinuba and Reedley)
ENTREGA GRATIS
(Orange Cove, Cutler, Orosi, Dinuba and Reedley)
Free Blood Pressure & Sugar Monitoring Presion Artierial Libre y
Emad Marcos (Marc)
Owner/Pharmacist in Charge
Se Habla Español
We Accept All Insurances: Medicare & Medical Acceptamos Todas Sugaros incluynendo:
Medicare y Medical Control del Azúcar
OPEN 172 N. L Street–Downtown Dinuba
Mon - Fri: 9am - 6pm Sat: 10am - 1pm
559.725.4525
Continued from Previous Page
Dr. Amu, M.D. Candice Brantley Magdalena Ruiz M. Iqbal Choudhry,
Pediatrician F.N.P.-C F.N.P.-C
PA-C
Speaks: Punjabi, Urdu, Hindi
• Adults & Children • Emergenies Welcome
• Affordable Implants • Extractions, Dentures & Root Canals
markluzaniadds.com 1117 G St. 559-638-1777 Reedley, CA 93654
Most Insurances Accepted
Se Habla Español
HOURS: Monday - Friday 9:0 0am to 8:00pm;
559-399-8940
622 Academy Ave. • Sanger
Call to Advertise 638-2244
06642
06267
03617
215908