Page 26 - Wish Stream Year of 2017
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                                                         Holt’s Military Banking has been serving the British Military for over 200 years. Originally established in 1809 as an army agent in London, overtime we have built our business providing banking facilities to serving personnel and their families - both Regulars and Reserves, and financial services expertise to Royal Navy Ships and Bases, British Army Regiments and Royal Air Force Stations.
We are proud of our long association and connection with the British Military. With dedicated teams supporting all Ranks we serve over 25,000 military personnel across the world, providing a service that understands the needs of junior soldiers to the most senior serving officers and veterans.
Holt’s knows that life in the Military is demanding and the last thing that you need to worry about is your finances. Holt’s will ensure that as a customer you get the best that the Bank has to offer, to support you and your family, throughout your Military Career allowing you focus on the job at hand, with financial peace of mind.
To make life simpler, wherever you serve, we serve; you can contact your own dedicated Holt’s Relationship Manager for expert help and advice as well as having access to online and mobile banking services at anytime to help you manage your finances throughout your diverse career.
Holt’s offer a full banking relationship including borrowing, savings and investments and a bespoke Armed Forces Terminal Lending Scheme. We participate in the Armed Forces Help to Buy Mortgage scheme and support financial education of young recruits through training clinics across the UK.
From helping young recruits to understand their finances, to that all important first cheque book, to providing specialised pension facilities to non-commissioned and commissioned officers at end of their full military career, Holt’s provides a specific and personalised service which is adaptable to meet the ever changing circumstances of military life.
Holt’s prides itself on understanding the complexities of serving in the military and the financial pressures this places on families; such as the flexibility to rent out your home whilst away on postings, the need to fit banking around diverse working patterns and the potential disadvantages of having a barracks and BFPO address when it comes to applying for credit.
RBS and Holt’s Military Banking signed the Armed Forces Covenant in 2015 and were awarded the Ministry of Defence Employer Recognition Scheme Gold Award in 2016 for the work completed in supporting the wider Armed Forces community. Holt’s run financial health check drop-in clinics at Sandhurst Hall each Wednesday between 1500hrs and 1800hrs, where we will be happy to answer any questions.
Wherever You Serve, We Serve
For further information or more detailed enquiries please contact holtsmilitarybanking@rbs.co.uk or visit the Holt’s Website for more information http://www.rbs.co.uk/holts
 Radcliffe and Company have many years experience and understanding on the financial needs of the Army Officer Corps – particularly:
 Lump sum investment
 School fees
 Mortgages
 Life cover
Initial appointment free.
Please contact:
Tidworth: 01980 842 173 Southampton: 02380 222 444 Winchester: 01962 710 562
enquiries@radcliffe-ifa.co.uk
www.radcliffe-ifa.co.uk
Please quote ‘Wish Stream’ when making an enquiry
 Authorised and regulated by the Financial Conduct Authority No: 125160
Radcliffe & Co Life & Pensions Ltd is an appointed member of the Services Insurance and Investment Advisory Panel (S.I.I.A.P)












































































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