Page 40 - ALG Issue 2 2023

Protect your house AND your home away from home
Struggling to find insurance to protect the tools left at your plot? Our partner Chris Knott Insurance has come up with a solution...
It takes dedication and hard work to make the most out of an allotment. To keep it in tip-top shape, you’ve no doubt invested in some great tools. But how do you protect this equipment from damage, theft, or loss?
Sadly, it can be tricky to find cover that protects all of your gear if you keep it on your plot – even if you lock it away securely. For this reason, Chris Knott Insurance has been working hard with the NAS behind the scenes to come up with a solution.
INTRODUCING HOME & ALLOTMENT INSURANCE
To solve this problem, they have created a new Home & Allotment policy, which is exclusive to NAS members like you. This innovative idea covers both your property and any items left on your plot, protecting them against a range
of risks, including fire, theft and storm damage.
Two tiers of cover give you added flexibility.
The Premium product combines your Buildings and Contents Insurance for your home with added Allotment Insurance. The Premier product gives you all of this plus Home Emergency and Accidental Damage cover.
No matter which product you pick, you’ll only need to pay a £25 excess for any gardening equipment claims. You’ll also get ongoing support and claims assistance from Chris Knott Insurance’s friendly and experienced team.
WHAT EQUIPMENT IS COVERED?
The new Home & Allotment Insurance covers a whole range of gardening equipment. Provided they are kept in a secure and locked place on your plot, this means you can keep the following safe from theft, damage and loss:
• Wheelbarrows • Hoses
Well- managed boundary hedges are great for biodiversity
• Watering cans
• Secateurs or scissors
• Hoes or hand cultivators • Rakes
• Garden forks
• Garden spades
• Trowels
• Lawnmowers
• Strimmers
• Hedge trimmers
• Chainsaws
• Leaf blowers
• Garden vacuums
HOME COVER
This new policy includes both Buildings and Contents Insurance. This means that both the structure of your property and the things inside it are protected.
But if you don’t need Buildings Insurance (because you are renting, for instance), this isn’t a problem! This policy can be tailored so that you have Contents only cover.
The only combination that isn’t provided is Buildings only cover.
GET A HOME & ALLOTMENT INSURANCE QUOTE TODAY
If you’d like to protect both your property and your allotment in one smart policy, you can talk to Chris Knott Insurance to get a quote.
You can visit their dedicated webpage at www.ChrisKnott.co.uk/hai or call 0800 917 2274 to find out more.
40 Allotment and Leisure Gardener