Page 23 - GROUP 1 2022 Arl. Villas Benefit Guide Revised

Life / AD&D Insurance:

Mutual of Omaha

Voluntary Life Insurance and Accidental Death & Dismemberment (AD&D)

Revelations Health Care offers full-time employees a Voluntary Life / AD&D policy for yourselves, your spouse, and
your dependent children. In order to elect coverage for a spouse or child, you must elect coverage for yourself. This
plan is offered through a competitive group policy by your employer. It is 100% employee cost and will be paid
through payroll deduction. Rates are based on Employees age. Your benefits will reduce to 65% at age 65, and to
50% at age 75.

Employee Life / AD&D Spouse Life / AD&D Child Life / AD&D

Maximum Benefit 100% of Employee’s Benefit,
5x Annual Salary, up to $500,000 $10,000
Amount up to $250,000

Minimum Benefit
$10,000 $5,000 $10,000
Amount

Guarantee Issue 100% of Employee’s Benefit,
Amount—New Hires 5x Annual Salary, up to $150,000 up to $30,000 $10,000

If previously enrolled, you can
Guarantee Issue
increase your amount by $10,000
Amount—2022 Open
up to $20,000 up to the GI amount (EOI) Evidence of Insurability
Enrollment limit of $150,000. If you did not form applies for employees $10,000
(EOI) Evidence of make a voluntary life election that are NOT new hires
during your new hire enrollment,
Insurability form
you will need to fill out an EOI.

Living Care Benefit /
Accelerated Death 80% of your Life Benefit can be obtained if diagnosed with a terminal illness.
Benefit

If it is determined that you are totally disabled, your life insurance benefit will continue without
Waiver of Premium
payment of premium, subject to certain conditions.

Additional AD&D In addition to basic AD&D benefits, you are protected by the following benefits:
Benefits Seat Belt Child Education Airbag Common Carrier

The portability feature allows you to continue this insurance for yourself and your dependents (if
applicable) should your employment end, subject to the terms of eligibility defined in the policy,
Portability Benefit
without having to provide evidence of insurability (information about your health). This feature
requires the member to contact Mutual of Omaha to initiate.

You may also convert your policy without having to provide evidence of insurability (information
Conversation Benefit
about your health). This feature requires the member to contact Mutual of Omaha to initiate.

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