Page 3 - 2023 North Texas Neurscience Benefit Guide
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Important Information





         The intent of our benefit guide is to briefly highlight your benefits and NOT to replace your insurance
         contracts or booklets. The information has been compiled into summary form to outline the benefits
         offered  by  our  company.  If  this  benefit  guide  does  not  address  your  specific  benefit  questions,
         please refer to the Contact Information page of this booklet. The contact page will provide you with
         the  information  you  need  to  contact  the  specific  insurance  carriers  and/or  Human  Resources
         Department for additional assistance. The information provided in this summary is for comparative
         purposes only. Actual claims paid are subject to the specific terms and conditions of each policy
         contract.  This  benefit  guide  does  not  constitute  SBC’s,  policy  or  contract.    Our  Employee  Benefit
         Portal includes plan information, summaries, costs, carriers contact information, videos and more.

         Who is Eligible?


         If you are a full-time employee, working a minimum of 30 hours per week, you are eligible to enroll
         in the benefits described in this guide.  Eligible employees are eligible on the first of the month
         following 60 days.  Family members are eligible for medical, dental, vision, LTD and life/AD&D (see
         benefit page for  dependent children age requirements).

         When to Enroll?

         All employees are required to complete their open enrollment form
         and  provide  your  signed  copy  to  Tisha  Bailleu  upon  completion.
         Open Enrollment is in April for a May 1st effective date.


         Can I make changes during the plan year?
         Yes, you have HIPAA Special Enrollment Rights. To review these rights,
         please refer to page 16.





                                                       LAW TO HAVE HEALTH INSURANCE

                                                       Individuals are still required to have medical unless you
                                                       have qualified waivers as mandated by current law. The
                                                       penalty for not having coverage ends January 1, 2019.








             Please note that the medical plans offered by North Texas Neuroscience Center, P.A.
             exceed the minimum value standard for health coverage according to the Affordable
                                                         Care Act.

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