Page 16 - UPDATED - 8-1-24 Heritage School Benefit Guide

Life / AD&D Insurance:

Principal Life Insurance

*NEW* Basic Life Insurance and Accidental Death & Dismemberment (AD&D)

We will continue Providing all full-time employees with a 100% Employer Paid life insurance

benefit of $10,000; including matching AD&D. Your NEW carrier will be Principal for Basic Life/
AD&D, STD and LTD benefits. Your benefits will reduce to 65% at age 65, and to 50% at age 70.

Benefits terminate at retirement. This coverage is Guarantee Issue for the entire face amount
and cannot be turned down for qualified enrollees.

NOTE: This is only a brief overview. Please see Benefit Summary and policy for more details.
Website: https://www.Principal life.com/contact-us or Customer Service: 800-396-3343

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