Page 3 - Letterpress 2021 Benefit Guide (REVISED)
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Important Information






           The  intent  of  our  benefit  guide  is  to  briefly  highlight  your  benefits  and  NOT  to  replace  your
           insurance  contracts  or  booklets.  The  information  has  been  compiled  into  summary  form  to
           outline  the  benefits  offered  by  your  company.  If  this  benefit  guide  does  not  address  your
           specific  benefit  questions,  please  refer  to  the  Contact  Information  page  of  this  booklet.  The
           contact page will provide you with the information you need to contact the specific insurance
           carriers  and/or  Human  Resources  Department  for  additional  assistance.  The  information
           provided in this summary is for comparative purposes only. Actual claims paid are subject to
           the  specific  terms  and  conditions  of  each  policy  contract.  This  benefit  guide  does  not
           constitute SBC’s, policy or contract.




           Who is Eligible?

           If you are a full-time employee, working a minimum of 30 hours you are eligible to enroll in the
           benefits described in this guide. New employees are eligible on the first of the month following
           30 calendar days of employment. The following family members are eligible for medical, dental,
           and vision benefits: spouses and  dependent children (see benefit page for age requirements).



           When to Enroll
           All  employees  are  required  to  complete  the  New  Hire
           Enrollment at new hire and once a year during the Annual
           Open Enrollment.
           Open enrollment is in December for January 1st. New hire
           enrollment forms are due to Human Resources within the
           first 30 days of employment.

           Can I make changes during the plan year?
           Yes, you have HIPAA Special Enrollment Rights. To review these
           rights, please refer to page 12.





                                          LAW TO HAVE HEALTH INSURANCE

                                          Individuals  are  still  required  to  have  medical  unless  you  have  qualified
                                          waivers  as  mandated  by  current  law.  The  penalty  for  not  having
                                          coverage ends January 1, 2019.


              Please note that all medical plans offered by Letterpress Graphics, Inc. exceed the
             minimum value standard for health coverage according to the Affordable Care Act.


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