Page 14 - Tritrax 2023 Benefit Guide FINAL TEST

Mutual of Omaha

Voluntary Long Term Disability:

Long Term Disability Coverage

TriTrax Rehabilitation provides employees with long term disability coverage intended to protect
your income in case you become ill or injured.

• Benefits begin after 90 days after an injury or illness
• Benefits can continue up to age 65 or Normal Social Security Retirement Age

• Benefit amount pays up to 60% of your income
• Maximum Monthly Benefit paid is $6,000

• Pays for Total and Partial Disabilities caused by accidents and sickness
DEFINITION OF DISABILITY

Total Disability:

• The Elimination and Own Occupation Period means that due to an injury or illness, you are
unable to perform at least one of the main duties of your own occupation during the Own
Occupation Period.

Partially Disabled:

• Due to an injury or illness, you are unable to perform one or more of the main duties of your
regular occupation on a full-time basis. Partial disability benefits allow you to work and earn
income from your employer as well as continue to receive benefits, which may enable you to
receive 100% of your income during your time of disability.

Other Benefits

• Vocational Rehabilitation

• Survivor Benefit
• Waiver of Premium

• Alcohol and Drug Abuse

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