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Medicare Part D Notice: Prescription

Drug Coverage and Medicare

This notice has information about your current prescription drug When will you pay a higher premium (penalty) to join a
coverage with North Texas Neuroscience and Sleep Center, P.A. and Medicare Drug Plan? You should also know that if you drop or
your options under Medicare's prescription drug coverage. This lose your current coverage with Red River’s medical plan and
information can help you decide whether or not you want to join a don't join a Medicare drug plan within 63 continuous days after
Medicare drug plan. If you are considering joining, you should com- your current coverage ends, you may pay a higher premium (a
pare your current coverage, including which drugs are covered at penalty) to join a Medicare drug plan later. If you go 63
what cost, with the coverage and costs of the plans offering Medi- continuous days or longer without creditable prescription drug
care prescription drug coverage in your area. Information about coverage, your monthly premium may go up by at least 1% of
where you can get help to make decisions about your prescription the Medicare base beneficiary premium per month for every
drug coverage is at the end of this notice. month that you did not have that coverage. For example, if
you go nineteen months without creditable coverage, your

Please note: If you are not Medicare eligible, and none of your
premium may consistently be at least 19% higher than the
covered family members are Medicare eligible, no action is required
Medicare base beneficiary premium. You may have to pay this
on your part.
higher premium (a penalty) as long as you have Medicare
There are two important things you need to know about your prescription drug coverage. In addition, you may have to wait
current coverage and Medicare's prescription drug coverage: until the following October to join.
• Medicare prescription drug coverage became available in 2006 For more information about this notice or your current
to everyone with Medicare. You can get this coverage if you join a Prescription Drug Coverage: Contact your HR department for
Medicare Prescription Drug Plan or join a Medicare Advantage Plan further information. NOTE: You may receive this notice at

(like an HMO or PPO) that offers prescription drug coverage. All other times in the future such as before the next period you
Medicare drug plans provide at least a standard level of coverage can enroll in Medicare prescription drug coverage, and if this
set by Medicare. Some plans may also offer more coverage for a coverage changes. You also may request a copy.
higher monthly premium.
For more information about your options under Medicare
• Red River has determined that the prescription drug coverage Prescription Drug Coverage: More detailed information about
offered by Red River’s medical plan is, on average for all plan Medicare plans that offer prescription drug coverage is in the
participants, expected to pay out as much as standard Medicare "Medicare & You" handbook. You'll get a copy of the handbook
prescription drug coverage pays and is therefore considered in the mail every year from Medicare. You may also be
Creditable Coverage. Because your existing coverage is Creditable contacted directly by Medicare drug plans.
Coverage, you can keep this coverage and not pay a higher premium
For more information about Medicare prescription drug
(a penalty) if you later decide to join a Medicare drug plan.
coverage:
When can you join a Medicare Drug Plan? You can join a Medicare
• Visit www.medicare.gov.
drug plan when you first become eligible for Medicare and each
year from October 15 through December 7. However, if you lose • Call your State Health Insurance Assistance Program (see the
your current creditable prescription drug coverage, through no fault inside back cover of your copy of the "Medicare & You"
of your own, you will also be eligible for a two (2) month Special handbook for their telephone number) for personalized help.
Enrollment Period (SEP) to join a Medicare drug plan.
• Call 1-800-MEDICARE (1-800-633-4227). TTY users should call
What happens to your current coverage if you decide to join a 1-877-486-2048.
Medicare Drug Plan? If you decide to join a Medicare drug plan,

If you have limited income and resources, extra help paying for
your current Red River medical coverage will not be affected.
Medicare prescription drug coverage is available. For
Participants may keep this coverage if they elect Part D and this plan
information about this extra help, visit Social Security on the
will coordinate with Part D coverage. If you decide to join a web at www.socialsecurity.gov, or call them at 1-800-772-1213
Medicare drug plan and drop your current Red River medical plan (TTY 1-800-325-0778).
coverage, be aware that you and your dependents will NOT be able
to get this coverage back.

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