Page 4 - Advanced Neuro Solutions 2021 Benefit Guide Draft
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Medical Option:





         United Healthcare


                       Rates Per Pay Period
                                                                              Dependent Information
          Coverage Tier                 24             26
                                                                   Our  company  offers  employees  the  opportunity
          Employee Only               $  78.15       $  72.14      to cover their dependent children. Children can

          Employee + Spouse           $252.69        $233.25       join  or  remain  on  a  parent’s  medical  plan  until
                                                                   age  26.    When  a  child  turns  26,  they  will  lose
          Employee + Child(ren)       $278.78        $257.29
                                                                   medical  coverage  on  the  last  day  of  their  birth
          Employee + Family           $398.57        $367.91       month.



             Your Cost                   In Network Benefits                  Out of Network Benefits


          Member  Calendar Year                Individual: $2,000                     Individual: $5,000
          Deductible (CYD)                      Family: $4,000                         Family: $10,000
          Jan.1  through Dec. 31st.
                                          Carrier 80% / Member 20%                            Carrier 50% / Member 50%
          Coinsurance
                                         After Calendar Year Deductible         After Calendar Year Deductible
          Out of Pocket Maximum                Individual: $7,350                     Individual: $10,000
          Jan. 1, through Dec. 31st.           Family: $14,700                         Family: $20,000
          Office Visit  - Primary                                             50% After Calendar Year Deductible
          Care Physician/ PCP                     $25 Copay

                                        Designated Network : $25 Copay
          Office Visit  - Specialist                                          50% After Calendar Year Deductible
                                                Network:  $50 Copay
                                                Covered 100%
          Preventive Care                                                     50% After Calendar Year Deductible
                                        (No Deductible, Coins, Copay’s)
          Urgent Care                             $50 Copay                   50% After Calendar Year Deductible
          Diagnostic Test (X–Ray /                $40 Copay                   50% After Calendar Year Deductible
          Blood Work)
          Imaging (CT, PET scans,                $500 Copay                   50% After Calendar Year Deductible
          MRI’s

          Emergency Room                $250 Copay / 20% Coins Applies          $250 Copay / 20% Coins Applies
          Hospitalization:                      20% after CYD                 50% After Calendar Year Deductible
          In / Out Patient

          Prescription Drugs Retail            Tier 1 $10 Copay                         Tier 1 $10 Copay
          31 Day Supply                        Tier 2 $45 Copay                         Tier 2 $45 Copay
                                               Tier 3 $85 Copay                         Tier 3 $85 Copay
          90 Day Supply Mail Order             Tier 4 $250 Copay                        Tier 4 $250 Copay
          at 2.5 Times Retail.                 Mail Order 2.5 Times




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