Page 2 - Wesco Benefit Guide Effective 9-1-2024

Our employees are our

most valuable asset.

Wesco Refractories, Inc. is committed to a comprehensive benefit program that helps our employees stay
healthy and feel secure while maintaining a quality work/life balance.

MEDICAL We offer two comprehensive medical plans through Blue Cross and Blue Shield of Texas (BCBS).
Both plans are HMO plan which require you have an assigned Primary Care Physician (PCP) and get refer-
rals for Specialists. Our medical plans offer the option of a $3K or $6K Calendar Year Deductible (CYD) and
low copays. Virtual Visits through BCBS are powered by MDLIve and there are numerous wellness and fit-
ness programs included at no additional charge.

DENTAL We are continuing to offer our comprehensive Dental coverage through Humana. Our Dental plan
has $1,500 annual maximum benefits, plus 30% coverage after the $1,500. Our plan reimburses non-network
dentists at the highest usual and customary level, giving you freedom to choose and dentist. Preventative
services are covered 100% with no deductible.

VISION We are also continuing to offer our comprehensive Vision coverage through Humana. Our plan offers
Exams, Frames, low cost copays for covered lens options, and a $130 allowance for Frames or Contacts in
lieu of glasses.

For comprehensive information about your benefits, please visit your NEW Employee Benefits Website
(Employee Navigator), anytime 24/7. This personalized portal offers detailed information on your current
plan, benefit summaries, cost breakdowns, provider and network search tools, instructional videos, carrier
links, and relevant documents.

To access and navigate the Employee Navigator, please refer to pages 21-22 of this guide for detailed login
instructions and benefit selection procedures.

Please retain a copy of this guide for future reference, including coverage benefits, cost information, and es-
sential contact details provided on page 23. Note that this booklet does not function as an ID card or proof of
benefits for providers but can assist you with relevant information as needed.

TO ENROLL AND VIEW YOUR BENEFITS PLEASE LOG INTO YOUR EMPLOYEE NAVIGATOR PORTAL
Instructions are on Pages 20-21

2