Page 3 - 2024-25 Gas Clip Technologies Benefit Guide EXECUTIVES
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Important Information





         The intent of our benefit guide is to briefly highlight your benefits and NOT to replace your insurance
         contracts or booklets. The information has been compiled into summary form to outline the benefits
         offered  by  your  company.  If  this  benefit  guide  does  not  address  your  specific  benefit  questions,
         please refer to the Contact Information on page 26 of this booklet. The contact page will provide
         you  with  the  information  you  need  to  contact  the  specific  insurance  carriers  and/or  Human  Re-
         sources Department for additional assistance. The information provided in this summary is for com-
         parative purposes only. Actual claims paid are subject to the specific terms and conditions of each
         policy contract. This benefit guide does not constitute SBC’s, policy or contract.

         Our Employee Navigator Benefit Portal includes plan information, summaries, costs, carriers contact
                          information, videos and more. Login Instructions are on Pages 24-25.



         Who is Eligible?

         If you are a full-time employee, working a minimum of 30 hours per week, you are eligible to enroll in the ben-
         efits described in this guide. New employees are eligible on the first of the month following Date of Hire. The
         following family members are eligible for medical, dental, and vision benefits: spouses and dependent chil-
         dren (see benefit page for age requirements).



         When to Enroll

         All employees are required to complete the New Hire online Enrollment
         at new hire and once a year during the Annual Open Enrollment.
         Open enrollment is in November for a December 1st effective date.
         New hire enrollment login and password will be provided by

         Employee Navigator or your HR Manager Angie Meyer or your broker
         IFC Benefit Solutions.


          Can I make changes during the plan year?

          Yes, you have HIPAA Special Enrollment Rights. To review these rights, please refer to page 34 or the Library
          section of your Benefit Website.

                                   LAW       TO      HAVE       HEALTH        INSURANCE            or    PAY!

                                   Individuals are still required to have medical unless you have qualified
                                   waivers  as  mandated  by  current  law.  The  penalty  fine  for  not  having
                                   coverage ended January 1, 2019.


            Please note that all medical plans offered by Gas Clip Technologies exceed the minimum value
                          standards for health coverage according to the Affordable Care Act.

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