Page 9 - Revelations - Benefit Guide 2020 - Revised May 15

Limited Benefit Indemnity Plan Options

Pan-American

Rate Information - Per Pay Period

Semi Monthly Cost Plan 1 Plan 2
Employees can cover their spouse & dependent
Employee Only $7.45 $63.70 children. Children can remain on a parent’s
medical plan until age 26. When a child turns 26,
Employee + Spouse $55.51 $179.78 they will lose medical coverage on the last day
Employee + Child(ren) $37.34 $128.98 of their birth month. This is an automated process.
Employee + Family $90.69 $259.46

Summary of Plan 1 Plan 2
Benefits

Accident Benefit per Up to $2,500 Up to $5,000
Occurrence $100 Deductible $100 Deductible

Unlimited $0 Telehealth 24/7 Unlimited $0 Telehealth 24/7
Unlimited $10 doctor visits Unlimited $10 doctor visits
NEW Healthcare2 (H2U) Unlimited $25 Urgent Care Visits Unlimited $25 Urgent Care Visits
Direct Primary Care Must be scheduled through Healthcare2U’s Must be scheduled through Healthcare2U’s
Central Scheduling Department Central Scheduling Department

Doctor’s Office Benefit $75 per day $100 per day
“None H2U” good for 4 days per calendar year maximum 4 days per calendar year maximum
Specialist
Preventive Care/Wellness Unlimited PCP $10 Doctor Visits Through Healthcare2U Providers.
(Must use In-Network)

Hospital Admission $1,000 First Day $1,500 First Day
Indemnity Benefit

$100 per day $1,000 per day
Hospital Indemnity Up to 60 days calendar year (CY) max for any inpatient Up to 60 days calendar year (CY) max for any inpatient
Benefit –Inpatient hospital stay hospital stay

$200 per day Up to 30 days calendar year $2,000 per day Up to 30 days calendar year
Intensive Care
maximum (applied to overall CY max) maximum (applied to overall CY max)
Emergency Room Up to $2,500 Up to $2,500
(Accident) $100 Deductible $100 Deductible

Emergency Room $75 per day $100 per day
(Sickness) 2 days per calendar year 2 days per calendar year
Inpatient Surgical $350 per day $2,500 per day
Benefit 1 day per calendar year 1 day per calendar year

Generic: $25 per day
Prescription Drugs Discount Drug Program Name Brand: $50 per day
See Policy for Eligible medications will be available to all members at Monthly Maximum Limit : Limited to 2 Per Day
Details* RxEDO’s pharmacy’s contracted rate. per insured person

*“Prescription benefits are provided by RxEDO's, Inc. www.rxedo.com. Pan-American Life and RxEDO's, Inc. are not affiliated.”
The limited benefit indemnity coverage is issued by Pan-American Life Insurance Company on policy form number PAN-POL-13. There are no exclusions for pre-existing conditions. The plan will not pay benefits for any care provided prior to the coverage effective
date or if the insured is confined in a hospital at the time the coverage is effective. Hospital does not include a nursing home, convalescent home or extended care facility. Like most group benefit programs, our products have exclusions, limitations, waiting periods
and terms for keeping them in force. The preventive care coverage is offered under a self-funded plan maintained by the plan sponsor. Pan-American Life Insurance Company does not insure benefits under these self-funded plans. See Page 20 for Affordable Care

Act Compliance.
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