Page 3 - Ally Office Solutions - 2023 Benefit Guide
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Important Information





          The intent of our benefit guide is to briefly highlight your benefits and NOT to replace your insurance
          contracts or booklets. The information has been compiled into summary form to outline the benefits
          offered  by  our  company.  If  this  benefit  guide  does  not  address  your  specific  benefit  questions,
          please refer to the Contact Information page of this booklet. The contact page will provide you
          with the information you need to contact the specific insurance carriers and/or Human Resources
          Department for additional assistance. The information provided in this summary is for comparative
          purposes only. Actual claims paid are subject to the specific terms and conditions of each policy
          contract. This benefit guide does not constitute SBC’s, policy or contract.






          Who is Eligible?

          If you are a full-time employee, working a minimum of 30 hours per week, you are eligible to enroll
          in the benefits described in this guide. Eligible employees are eligible following 60 calendar days
          of employment. Family members are eligible for medical and voluntary dental (please see benefit
          page for dependent children age requirements).




         When to Enroll

         All  employees  are  required  to  complete  the  ONLINE  New  Hire
         Enrollment    at  new  hire  &  once  a  year  during  the  Annual Open
         Enrollment period. Open enrollment is in December for the Janu-
         ary 1st plan year. Please submit all forms to Jason Harris.





         Can I make changes during the plan year?

         Yes, you have HIPAA Special Enrollment Rights. To review these rights, please refer to page 14 or the Library
         section of your Benefit Website.

                                   LAW TO HAVE HEALTH INSURANCE

                                   Individuals  are  still  required  to  have  medical  unless  you  have  qualified
                                   waivers  as  mandated  by  current  law.  The  penalty  fine  for  not  having
                                   coverage ends January 1, 2019.



                     Please note that the medical plan offered by Ally Office Solutions exceeds the
                 minimum value standard for health coverage according to the Affordable Care Act.

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