Page 3 - TMED 2022 Benefit Guide

Important Information

The intent of our benefit guide is to briefly highlight your benefits and NOT to replace your insurance
contracts or booklets. The information has been compiled into summary form to outline the benefits
offered by your company. If this benefit guide does not address your specific benefit questions,
please refer to the Contact Information page of this booklet. The contact page will provide you
with the information you need to contact the specific insurance carriers and/or Human Resources
Department for additional assistance. The information provided in this summary is for comparative
purposes only. Actual claims paid are subject to the specific terms and conditions of each policy
contract. This benefit guide does not constitute SBC’s, policy or contract. Our Employee Benefit

Portal includes plan information, summaries, costs, carriers contact information, videos and more.
Please see the instructions on page 12 to access this information.

Who is Eligible?

If you are a full-time employee, working a minimum of 30 hours per week, you are eligible to enroll in the
benefits described in this guide. New employees are eligible on the first of the month following date of hire.
The following family members are eligible for medical, dental, and vision benefits: spouses and dependent
children (see benefit page for age requirements).

When to Enroll

All employees are required to complete the New Hire online Enrollment at new hire and once a year
during the Annual Open Enrollment.

Open enrollment is in January for a February 1st effective date. New hire enrollment login and password
will be provided by Tim Marron with login instructions on page 12.

Can I make changes during the plan year?

Yes, you have HIPAA Special Enrollment Rights. To review these rights, please refer to page 21 or the Library
section of your Benefit Website.

LAW TO HAVE HEALTH INSURANCE or PAY!
Individuals are still required to have medical unless you have qualified waivers as mandated by
current law. The penalty fine for not having coverage ends January 1, 2019.

Please note that all medical plans offered by Monitoring Concepts exceed the
minimum value standards for health coverage according to the Affordable Care Act.

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