Page 13 - 2022 Apollo Healthcare - Benefit Guide Oasis at Galleria Eff. 8-1-22
P. 13

Dental Options:


        Mutual of Omaha




           26 Pay Periods            HIGH Plan      LOW Plan                Dependent Information
           Employee Only               $15.97        $  8.36
                                                                We offer our employees and eligible dependents dental coverage.
           Employee + Spouse           $31.94        $14.84
                                                                Children can join or remain on a parent’s dental plan until age 26.
           Employee + Child(ren)       $38.30        $18.42     When a child turns 26, they will lose dental coverage on the last
           Employee + Family           $57.18        $28.08     day of their birth month. This is an automated process.

       BRIEF  OVERVIEW                   Amount You Pay—High Plan                 Amount You Pay—Low Plan
                                               Non-Network  Dentists                                Non-Network Dentists
       Type of Service                       Reimbursed at 90% of U&C            Reimbursed at Network Fee Maximum


       Annual Deductible (CYD)             $50 Individual  / $150 Family            $50 Individual  / $150 Family
       Preventive Services                Covered at 100%; CYD Waived              Covered at 100%; CYD Waived

       Basic Services                        Covered at 80% after CYD                 Covered at 80% after CYD

       Major Services                        Covered at 50% after CYD                 Covered at 50% after CYD
       Annual Maximum                                 $1,500                                   $1,000
                                                                                 The Rollover Benefit can increase your
                                        The Rollover Benefit can increase your
       Rollover Benefit (Additional       annual maximum each year up to $375 to a   annual maximum each year up to $250 to
       Annual Maximum Benefits)       maximum of $1,500 in the Rollover Benefit   a maximum of $1,000 in your Rollover
                                       Account. See policy summary for details!   Benefit Account. See policy summary for
                                                                                               details!
                                           Covered at 50% - CYD Waived
       Orthodontia (Child Only)                                                             Not Covered
                                            Lifetime Maximum of 1,500


       Type of Service                                           Benefit Description

                    See Summary of Benefits and Policy for the age and  frequency limitations of benefits.

                                       Oral Exams, Cleanings, X-rays, Brush Bi-  Oral Exams, Cleanings, X-rays, Brush Biopsy/
                                      opsy/Cancer Screen, Space Maintainers,   Cancer Screen, Space Maintainers, Sealants,
       Preventive Services
                                          Sealants, Fluoride Treatment for            Fluoride Treatment for Children
                                              Children under age 16                         under age 16
                                        Fillings, Simple Extractions, Palliative   Fillings, Palliative Treatments, Stainless Steel
                                      Treatments, Oral Surgery, Stainless Steel     Crowns,  General Anesthesia,
       Basic Services                    Crowns,  General Anesthesia, Non-
                                        Surgical or Surgical  Periodontics and
                                             Endodontics (Root Canals)
                                      Crowns, Bridges, Full & Partial Dentures,   Crowns, inlays, onlays, endodontics (root
       Major Services                     Inlays & Onlays, Labial Veneers    canals), periodontics, simple extractions, oral
                                                                                surgery, bridges full or  partial dentures
       Annual Maximum                    Applies January 1 to December 31         Applies January 1 to December 31
       Orthodontia                            Children under age 19                         Not Covered


                 NOTE: This is only a brief overview. Please see Benefit
                                                             13  Summary and policy for more details.
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