Page 2 - 2022 Coral LTC - GIBBINS Benefit Guide Effective 7-1-22

Our employees are our

most valuable asset.

Coral LTC is committed to a comprehensive benefit program that helps our employees stay healthy
and feel secure while maintaining a quality work / life balance.

Coral LTC is pleased to offer our full-time employees four United Healthcare (UHC) Major Medical
Options. UHC has Unlimited Preventative Care coverage with NO Copay, Deductibles, or Out of
Pocket Costs. Coral LTC contributes a portion of the monthly employee only premium for all of the
Medical plan options.

Beginning May 1st, we are offering an ALL NEW ancillary package from Mutual of Omaha. The NEW
offering will include two Voluntary Dental plan options and a Voluntary Vision plan as well as low
cost Voluntary Employee Life Insurance with matching Accidental Death & Dismemberment.
Please Note ALL employees and New Hires (during initial enrollment) can apply for up to $150,000
with NO Health Questions, Spouses $30,000 and Children $10,000. Also new this year are Critical
Illness with NO Health Questions meaning you cannot be turned down, Children are added at NO
additional costs, Accident Coverage for employees and dependents, and Voluntary Short-Term
Disability (STD).

Please retain a copy of this guide in order to review coverage benefits, cost information, and retain
necessary contact information. This booklet will not serve as an ID card or verification of benefits at
a provider’s office, but can provide assistance if needed. Refer to page 25 for instructions on how
to enroll in benefits. For additional contact numbers and information please refer to page 26.

www.ifcbenefitsolutions.com

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