Page 3 - 2022 Extended Care and Rehabilitation of Arlington Benefit Guide
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Important Information




          The intent of our Benefit Guide is to briefly highlight your benefits and NOT to replace your

          insurance contracts or booklets. The information has been compiled into summary form
          to  outline  the  benefits  offered  by  our  company.  If  this  benefit  guide  does  not  address
          your  specific  benefit  questions,  please  refer  to  the  Contact  Information  page  of  this
          booklet. The contact page will  provide you with the information you need to contact the

          specific  insurance  carriers  and/or  Human  Resources  Department  for  additional  assis-
          tance. The information provided in this summary is for comparative purposes only. Actual
          claims paid are subject to the specific terms and conditions of each policy contract. This
          benefit guide does not constitute SBC’s, policy or contract. Our Employee Benefit Portal
          includes  plan  information,  summaries,  costs,  carriers  contact    information,  videos  and
          more.




          Who is Eligible?

          If you are a full-time employee, working a minimum of 30 hours per week, you are eligible to enroll in the
          benefits described in this guide. New employees are eligible on the first of the month following 60 calendar


         When to Enroll

         All employees are required to complete the New Hire online Enrollment at
         new hire and once a year during the Annual Open Enrollment.
         Open enrollment is in September for a October 1st effective date.  New hire
         enrollment login and password will be provided by your Human Resources
         contact with login instructions on page 33.

         Can I make changes during the plan year?

         Yes, you have HIPAA Special Enrollment Rights. To review these rights, please refer to page 42 or the Library
         section of your Benefit Website.





                                             LAW TO HAVE HEALTH INSURANCE or PAY!

                                             Individuals  are  still  required  to  have  medical  unless  you  have  qualified
                                             waivers  as  mandated  by  current  law.  The  penalty  for  not  having
                                             coverage ended January 1, 2019.



           Please note that ALL United Healthcare UHC medical plans offered by Apollo Healthcare
            Consulting and Management meet the “minimum value standard” for health coverage
                                        according to the Affordable Care Act.

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