Page 3 - 2024 ANS Benefit Guide - 2-1-24 Employee Navigator
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Important Information
Who is Eligible?
If you are a full-time employee, working a minimum of 30 hours you are eligible to enroll
in the benefits described in this guide. New employees are eligible on the first of the
month following date of hire. The following family members are eligible for medical and
dental: spouses and dependent children (see benefit page for age requirements).
When to Enroll?
All employees are required to complete your New Hire Enrollment form and return it to
Wendy Perry within the 1st of the month after date of hire. As a new hire and once a
year during the Annual Open Enrollment. Open enrollment is in January for a February
1st effective date. Please complete your Annual Open Enrollment form and return it to
Wendy Perry. HR Contact information is on page 18.
We also have an online enrollment options. Refer to pages 16-17 for instructions on how
to login to your customized Employee Navigator Portal where you may make your elec-
tions online and see all policy and carrier information and costs.
Can I make changes during the plan year?
Yes, you have HIPAA Special Enrollment Rights. To review these rights, please refer to
page 26.
LAW TO HAVE HEALTH INSURANCE
Individuals are still required to have medical unless you have qualified waivers as
mandated by current law. The penalty for not having coverage ended January 1, 2019.
Please note that all medical plans offered by Advanced Neuro Solutions, Co. exceed the
minimum value standard for health coverage according to the Affordable Care Act.
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