Page 4 - Revelations Group 2 - 2021 Arl. Res. Benefit Guide (R3)
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Limited Benefit Indemnity Plan Options
Pan-American
Rate Information - 26 Pay Period
Semi Monthly Cost Plan 1 Plan 2
Employees can cover their spouse & dependent
Employee Only $ 22.19 $ 74.82 children. Children can remain on a parent’s
medical plan until age 26. When a child turns 26,
Employee + Spouse $ 76.40 $192.90 they will lose medical coverage on the last day
Employee + Child(ren) $ 64.62 $150.13 of their birth month. This is an automated process.
Employee + Family $127.37 $285.18
Summary of Plan 1 Plan 2
Benefits
Accident Benefit per Up to $2,500 Up to $5,000
Occurrence $100 Deductible $100 Deductible
Unlimited $0 Telehealth 24/7 Unlimited $0 Telehealth 24/7
Unlimited $10 doctor visits Unlimited $10 doctor visits
NEW Healthcare2 (H2U) Unlimited $25 Urgent Care Visits Unlimited $25 Urgent Care Visits
Direct Primary Care-Plus Must be scheduled through Healthcare2U’s Must be scheduled through Healthcare2U’s
Central Scheduling Department Central Scheduling Department
Specialist Doctor’s Office $75 per day $100 per day
Visits—Use Pan American 4 days per calendar year maximum 4 days per calendar year maximum
PanaMed plan
Preventive Care/Wellness 100% Coverage, No Limits, Copays, Deductibles or Out of Pocket Costs
(In-Network Only)
Hospital Admission $1,000 First Day $1,500 First Day
Indemnity Benefit
$100 per day $1,000 per day
Hospital Indemnity Up to 60 days calendar year (CY) max for any inpatient Up to 60 days calendar year (CY) max for any inpatient
Benefit –Inpatient hospital stay hospital stay
$200 per day Up to 30 days calendar year $2,000 per day Up to 30 days calendar year
Intensive Care
maximum (applied to overall CY max) maximum (applied to overall CY max)
Emergency Room Up to $2,500 Up to $2,500
(Accident) $100 Deductible $100 Deductible
Emergency Room $75 per day $100 per day
(Sickness) 2 days per calendar year 2 days per calendar year
Inpatient Surgical $350 per day $2,500 per day
Benefit 1 day per calendar year 1 day per calendar year
Generic: $25 Per Day Maximum Paid
Prescription Drugs Discount Drug Program Name Brand: $50 Per Day Maximum Paid
See Policy for Eligible medications will be available to all members at Monthly Maximum Limit :
Details and Page 7 RxEDO’s pharmacy’s contracted rate. Limited to 2 Days per insured for Generic and Brand
There are No copayments, Deductibles, or Coinsurance
*“Prescription benefits are provided by RxEDO's, Inc. www.rxedo.com. Pan-American Life and RxEDO's, Inc. are not affiliated.”
The limited benefit indemnity coverage is issued by Pan-American Life Insurance Company on policy form number PAN-POL-13. There are no exclusions for pre-existing conditions. The plan will not pay benefits for any care provided prior to the coverage effective date or
if the insured is confined in a hospital at the time the coverage is effective. Hospital does not include a nursing home, convalescent home or extended care facility. Like most group benefit programs, our products have exclusions, limitations, waiting periods and terms for
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